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197 Ralyn Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 197 Ralyn Rd, Cotuit, MA 02635 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,320 sqft · built 1980
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on File
Tax Bill$5,478 (2025)
Deeds & MortgagesJun 2025 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNCOTU M:022 L:056

Property Details

APN / Parcel Number

Primary APNCOTU M:022 L:056
Alternative APN
  • 10767

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,320 sqft Living Area
Gross Area4,624 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number10767
Street Address197 RALYN RD
CityCOTUIT
StateMA
Zip02635-3032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number56
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1000
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:022 L:056

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address197 RALYN RD, COTUIT, MA 02635-3032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ROCKET MORTGAGE LLC
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
EASTERN BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 13, 2012
Deed SaleMar 13, 2012
Prior SaleNov 21, 2008
Deed Document Number20121
Deed Book / Page26153 / 196
Record UpdatedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOTUIT MA
Property Address197 RALYN RD, COTUIT, MA 02635-3032
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00037048-1
DateJun 26, 2025
Book Page37048/1
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address197 RALYN RD, COTUIT, MA 02635-3032
Document Number33293-289
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 RALYN RD COTUIT MA 026353032, COTUIT, MA 02635-3032

Mortgage

Document Number33293-289
DateSep 25, 2020
Book Page033293/000289
Instrument51128
Lender
NameEASTERN BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 24, 2040

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,478.00 (+9.98%)$656,000 (+3.78%) Land $223,500 Building $432,500$608,475
2024$4,981.00 (+5.24%)$632,100 (+11.78%) Land $223,500 Building $408,600
2023$4,733.00$565,500 Land $203,100 Building $362,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1990–2023)
Claims Outside the SFHA5 of 9
Most Recent ClaimAug 2023, rainfall accumulation
Claims By Storm
  • Hurricane Bob, Aug 1991 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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