209 Railroad St, Concord, MI 49237 Property Records

Jackson County property record for 209 Railroad St, Concord, MI 49237

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,164 sqft · built 1910
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-11-27-351-088-00`

Property Details

APN / Parcel Number

Primary APN	`005-11-27-351-088-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	852 sqft
Basement Area	135 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	191 ft deep x 66 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 RAILROAD ST
City	CONCORD
State	MI
Zip	49237-9587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URRES
Legal Description	BEG AT THE INTERSECTION OF THE S LN OF RAILROAD ST WITH THE E LN OF UNION ST TH N 89? 33'30''E ALG THE S LN OF RAILROAD ST
Legal Range	03W
Legal Township	03S
Legal Section	27
Legal Subdivision	ASSRS VILLAGE OF CONCORD
Legal Lot Number	124
Jurisdiction	JACKSON MI
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1079
Census Tract	6401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Concord Village Historic District listed 1996 · 106 contributing resources · NRIS 96000810

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

209 Railroad St is owned and occupied by an individual who acquired it in June 2015.

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	209 RAILROAD ST, CONCORD, MI 49237-9587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 9, 2015
Transfer Doc	0002713354
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 28, 2022
Property Address	209 RAILROAD ST, CONCORD, MI 49237-9587
Document Number	0002920276
Book / Page	2216 / 285
Instrument Date	Jul 22, 2022
Instrument	2920276
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$892.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 LAUREL, JACKSON, MI 49201-7047

Mortgage

Document Number	0022160286
Date	Jul 28, 2022
Instrument	2216-0286

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 209 Railroad St was $1,502 with a homeowner's exemption, down 21.2% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Concord Township
Municipality	Concord Village
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,800 (+7.88%) Land $69,800	$139,600 (+7.88%) Land $139,600
2025	$1,502.00 (-21.2%)	$64,700 Land $64,700	$129,400 Land $129,400
2024	$1,906.00
2023		$54,900 Land $54,900	$109,800 Land $109,800
2022	$898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Railroad St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Railroad St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD serves 1,050 people · EPA ID MI0001580
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20