Jackson County property record for 433 Railroad St, Concord, MI 49237
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,996 sqft · built 2000 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,673 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-11-27-351-112-05 |
| Primary APN | 005-11-27-351-112-05 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 972 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 116 ft deep x 259 ft wide |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 433 RAILROAD ST |
|---|---|
| City | CONCORD |
| State | MI |
| Zip | 49237-9561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URRES |
| Legal Description | COM AT SE COR OF SEC 27 TH N ALG E LN OF SD SEC 599.94 FT TO CEN LN OF HANOVER ST TH N61?30'W ALG SD CEN LN 650.10 FT TH |
| Legal Range | 03W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Lot Number | 137,600 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 6401 |
Source: Jackson County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 433 RAILROAD ST, CONCORD, MI 49237-9561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 433 RAILROAD ST, CONCORD, MI 49237-9561 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 433 RAILROAD ST, CONCORD, MI 49237-9561 |
| Document Number | 0002932465 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 2225/774 |
| Instrument | 2932465 |
| Name | COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSDALE, MI 49242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Concord Township |
| Municipality | Concord Village |
| Unified School District | Concord Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,800 (+8.17%) Land $211,800 | $423,600 (+8.17%) Land $423,600 | |
| 2025 | $2,673.00 (-21.66%) | $195,800 (+19.32%) Land $195,800 | $391,600 (+19.32%) Land $391,600 |
| 2024 | $3,412.00 (+22.87%) | ||
| 2023 | $164,100 Land $164,100 | $328,200 Land $328,200 | |
| 2022 | $2,777.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD serves 1,050 people · EPA ID MI0001580 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures