Queen Anne's County property record for 209 Prospect Bay Dr E, Grasonville, MD 21638
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,375 sqft · built 1993 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Jul 2017) |
| Tax Bill | $4,708 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-022436 |
| Primary APN | 05-022436 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,375 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 022436 |
|---|---|
| Street Address | 209 PROSPECT BAY DR E |
| City | GRASONVILLE |
| State | MD |
| Zip | 21638-1180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-5 |
| Legal Description | LOT 35 PROSPECT PLANTATION |
| Legal Subdivision | PARCELS A AND D AND LOTS 1-10 AND 15-37 |
| Legal Lot Number | 35 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 5, QUEENSTOWN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 810600 |
Source: Queen Anne's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 209 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jul 24, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jul 11, 2017 | Grant Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2017 · Amount on Record |
| Deed Sale | Jul 11, 2017 · Amount on Record |
| Prior Sale | Aug 5, 1991 · Amount on Record |
| Deed Document Number | 20172731-296 |
| Deed Book / Page | 2731 / 296 |
| Last Transfer Date | Jul 5, 2019 |
| Transfer Doc | 0031240159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 209 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1180 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034470102 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 3447/102 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 209 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1180 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | LIBERTY T&E OF MD LLC |
| Name | Verified Name |
|---|
| Document Number | 0035660136 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 3566/136 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Jul 24, 2019 |
| Property Address | 209 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1180 |
| Document Number | 0031240159 |
| Book / Page | 3124 / 159 |
| Map Reference | MB CWC1 FO 50 |
| Instrument Date | Jul 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 209 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1180 |
| Document Number | 0003124168 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 3124/168 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Jul 11, 2017 |
| Property Address | 209 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1180 |
| Document Number | 0027310296 |
| Book / Page | 002731 / 000296 |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 209 PROSPECT BAY DR E GRASONVILLE MD 216381180, GRASONVILLE, MD 21638-1180 |
| Document Number | 27310304 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 002731/000304 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 10, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Queen Anne's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,500 (+7.92%) | $571,600 (-) Land $273,500 Building $298,100 | |
| 2025 | $4,708.00 (+14.63%) | $493,400 (+13.17%) | $571,600 (+25.82%) Land $273,500 Building $298,100 |
| 2023 | $4,107.00 | $436,000 | $454,300 Land $213,000 Building $241,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 24 (2000–2024) |
| Claims Outside the SFHA | 8 of 24 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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