201 Prospect Bay Dr E, Grasonville, MD 21638 Property Records

Queen Anne's County property record for 201 Prospect Bay Dr E, Grasonville, MD 21638

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,846 sqft · built 1993
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,693 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-022401`

Property Details

APN / Parcel Number

Primary APN	`05-022401`
Alternative APNs	`5022401` `022401`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,846 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Built-in
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	2,400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022401
Street Address	201 PROSPECT BAY DR E
City	GRASONVILLE
State	MD
Zip	21638-1180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-5
Legal Description	LOT 33 PROSPECT PLANTATION
Legal Subdivision	PROSPECT PLANTATION
Legal Block	EAST
Legal Lot Number	33
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	5, QUEENSTOWN
Census Block Group	3
Census Block	3003
Census Tract	810600

Owner

Source: Queen Anne's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 31, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2003
Deed Sale	Jun 26, 2003
Prior Sale	Jun 24, 1998 · Amount on Record
Deed Document Number	20031041
Deed Book / Page	1103 / 462
Transfer Doc	0000001041
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	201 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1180
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034730001
Date	Oct 9, 2020
Book Page	3473/1

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	201 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1180
Document Number	0028530182
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 PROSPECT BAY DR E GRASONVILLE MD 216381180, GRASONVILLE, MD 21638-1180

Mortgage

Document Number	0028530182
Date	Feb 15, 2018
Book Page	002853/000182

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$756,667 (+18.12%)	$799,100 (+18.95%) Land $273,500 Building $525,600
2025	$6,693.00 (+11.4%) Homeowner's exemption
2023	$6,008.00 Homeowner's exemption	$640,600	$671,800 Land $213,000 Building $458,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 94 policies
Nearby Flood Policies	94 in force
Nearby Flood Claims	24 (2000–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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