209 Penrose Ln, Temple, TX 76502 Property Records

Bell County property record for 209 Penrose Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,763 sqft · built 2006
Lot Size	0.168 acres (7,349 sqft)
Owner	Individual Name on File
Tax Bill	$6,804 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0681930090`

Property Details

APN / Parcel Number

Primary APN	`0681930090`
Alternative APNs	`351902` `848031`

Interior

Stories	1 Story
Building Area	1,763 sqft Living Area
1st Floor Area	1,763 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,349 sqft (0.168 acres)
Lot Dimensions	123 ft deep x 60 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	153 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	848031
Street Address	209 PENROSE LN
City	TEMPLE
State	TX
Zip	76502-5190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESCENT VIEW PHASE ONE, BLOCK 002, LOT 0011
Legal Subdivision	CRESCENT VIEW PHASE ONE
Legal Block	2
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1002
Census Tract	20301

Owner

209 Penrose Ln is owned by an individual who acquired it in April 2021.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	209 PENROSE LN, TEMPLE, TX 76502-5190
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 22, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Aug 13, 2018	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021
Deed Sale	Apr 30, 2021
Prior Sale	Aug 13, 2018
Deed Document Number	2021026728
Record Updated	Jun 7, 2026

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 30, 2021
Property Address	209 PENROSE LN, TEMPLE, TX 76502-5190
Document Number	0000026728
Map Reference	CAB C SL 377-C
Instrument Date	Apr 28, 2021
Instrument	2021026728
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 PENROSE LN, 209, TEMPLE, TX 76502-5190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 GOLDEN POPPY LOOP, BELTON, TX 76513-9204

Mortgage

Document Number	0000026729
Date	Apr 30, 2021
Instrument	2021026729

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	209 PENROSE LN, TEMPLE, TX 76502-5190
Document Number	0000051432
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 PENROSE LN TEMPLE TX 765025190, TEMPLE, TX 76502-5190

Mortgage

Document Number	0000051432
Date	Nov 7, 2019
Book Page	011073/000859
Instrument	51432

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 6, 2034

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 13, 2018
Property Address	209 PENROSE LN, TEMPLE, TX 76502-5190
Document Number	0000033803
Map Reference	CAB B SL377-C
Instrument Date	Aug 9, 2018
Instrument	2018-00033803
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 PENROSE LN, TEMPLE, TX 76502-5190

Mortgage

Document Number	0000033804
Date	Aug 13, 2018
Instrument	2018-00033804

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,804.00 (+4.4%)	$296,416 Land $32,000 Building $264,416	$296,416 Land $32,000 Building $264,416
2022	$6,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Penrose Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Penrose Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Nextlink, Verizon.

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