112 Penrose Ln, Temple, TX 76502 Property Records

Bell County property record for 112 Penrose Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,477 sqft · built 2006
Lot Size	0.187 acres (8,153 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,514 (2025)
Deeds & Mortgages	Apr 2023 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0681930144`

Property Details

APN / Parcel Number

Primary APN	`0681930144`
Alternative APNs	`351920` `870654`

Interior

Stories	1 Story
Building Area	1,477 sqft Living Area
1st Floor Area	1,477 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,153 sqft (0.187 acres)
Lot Dimensions	136 ft deep x 60 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 PENROSE LN
City	TEMPLE
State	TX
Zip	76502-5191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESCENT VIEW PHASE ONE, BLOCK 003, LOT 0007
Legal Subdivision	CRESCENT VIEW PHASE ONE
Legal Block	3
Legal Lot Number	7
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1001
Census Tract	20301

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1309 CEDAR STAND PASS, AUSTIN, TX 78748-2314
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Special Warranty Deed, Transfer
Mar 3, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 22, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023
Deed Sale	Apr 25, 2023
Prior Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	202317281
Prior Transfer Date	Feb 24, 2012
Prior Transfer Doc	0000008037
Record Updated	Sep 20, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 25, 2023
Property Address	112 PENROSE LN, TEMPLE, TX 76502-5191
Document Number	0000017281
Map Reference	CAB C SL 377-C
Instrument Date	Apr 19, 2023
Instrument	2023017281
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CEDAR STAND PASS, AUSTIN, TX 78748-2314

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	112 PENROSE LN, TEMPLE, TX 76502-5191
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012662
Date	Mar 3, 2021
Instrument	2021012662

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 22, 2020
Property Address	112 PENROSE LN, TEMPLE, TX 76502-5191
Document Number	0000003399
Book / Page	011163 / 000032
Instrument Date	Jan 17, 2020
Instrument	3399
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 PENROSE LN TEMPLE TX 765025191, TEMPLE, TX 76502-5191

Mortgage

Document Number	3400
Date	Jan 22, 2020
Book Page	011163/000037
Instrument	3400

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,514.00 (+92.38%)	$275,550 (-1.51%) Land $38,000 Building $237,550	$275,550 (-1.51%) Land $38,000 Building $237,550
2023	$3,386.00 (-16.13%) Homeowner's exemption	$279,788 Land $32,000 Building $247,788	$279,788 Land $32,000 Building $247,788
2022	$4,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Nextlink, Verizon.

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