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209 Palazzo Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 209 Palazzo Cir, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,690 sqft · built 2013
Lot Size0.18 acres (7,840 sqft)
OwnerCompany Name on Record
Last Sale$203,000 (Jun 2013)
Tax Bill$9,624 (2025)
Deeds & MortgagesAug 2024 Construction Loan
Dec 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN028687-0380

Property Details

APN / Parcel Number

Primary APN028687-0380

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,690 sqft Living Area
Gross Area3,089 sqft
1st Floor Area2,196 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address209 PALAZZO CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-4504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description58/99-106 MURABELLA UNIT 5 LOT 38 OR5678/1501
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 5
Legal Block1
Legal Lot Number38
Legal Unit5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1009
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6836 CARNEGIE BLVD, 320, CHARLOTTE, NC 28211-4399
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2024Deed of Trust, Mortgage · Construction Mortgage
ROYAL BANK OF CANADA
Dec 13, 2022Special Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Sep 26, 2018Loan Modification, Mortgage · Line of Credit
MISCELLANEOUS INS CO
Feb 2, 2018Grant Deed, Construction Loan · Line of Credit
GOLDMAN SACHS BK USA
Jan 12, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2013 · Amount on Record
Deed SaleJun 14, 2013 · Amount on Record
Deed Document Number201339789
Deed Book / Page3746 / 1739
Record UpdatedJun 8, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address209 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4504
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060041899
DateAug 16, 2024
Book Page6004/1899
Instrument2024065082
Lender
NameROYAL BANK OF CANADA
TypeBank
AddressNEW YORK, NY 10281
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 13, 2022
Property Address209 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4504
Document Number0056781501
Book / Page5678 / 1501
Instrument DateNov 18, 2022
Instrument2022111981
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6836 CARNEGIE BLVD STE 320, 320, CHARLOTTE, NC 28211-4399

Transferred To (Grantee/Buyer)

NameVerified Name
Address6836 CARNEGIE BLVD STE 320, 320, CHARLOTTE, NC 28211-4399
InvestorPossibly a Property Investor

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateSep 26, 2018
Property Address209 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4504
Document Number0046161786
Book / Page004616 / 001786
Instrument DateJul 9, 2018
Instrument69478
Transaction TypeMortgage
Record UpdatedOct 11, 2018
Title CompanyWESTCOR INVESTOR SERVICES

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6836 MORRISON BLVD #300 CHARLOTTE NC 282114399, 300, CHARLOTTE, NC 28211-4399
InvestorPossibly a Property Investor

Mortgage

Document Number46161786
DateSep 26, 2018
Book Page004616/001786
Instrument69478
Lender
NameMISCELLANEOUS INS CO
Address4 WORLD TRADE CTR 51ST # 150, NEW YORK, NY 10007
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateFeb 2, 2018
Property Address209 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4504
Document Number0044980455
Book / Page004498 / 000455
Instrument DateDec 13, 2017
Instrument7428
Transaction TypeConstruction Loan
Record UpdatedFeb 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6836 MORRISON BLVD #320 CHARLOTTE NC 282114399, 320, CHARLOTTE, NC 28211-4399
InvestorPossibly a Property Investor

Mortgage

Document Number44980455
DateFeb 2, 2018
Book Page004498/000455
Instrument7428
Lender
NameGOLDMAN SACHS BK USA
TypeBank
Address200 WEST ST, NEW YORK, NY 10282-2102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 1, 2019
Interest
Rate TypeAdjustable Rate

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJan 12, 2018
Property Address209 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4504
Document Number0044900907
Book / Page004490 / 000907
Instrument DateDec 8, 2017
Instrument2901
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$19,910.97
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6836 MORRISON BLVD #320 CHARLOTTE NC 282114399, 320, CHARLOTTE, NC 28211-4399
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$442,398 (-2%) Land $110,000 Building $332,398$442,398 (-2%) Land $110,000 Building $332,398
2025$9,624.00 (+4.86%)$451,404 (-2.5%)$451,404 (-2.5%) Land $110,000 Building $341,404
2024$9,178.00 (+0.9%)$462,991 (-0.49%)$462,991 (-0.49%) Land $105,000 Building $357,991
2023$9,096.00 (+17.4%)$465,284 (+10.58%)$465,284 (+10.58%) Land $89,600 Building $375,684
2022$7,748.00$420,766$420,766 Land $89,600 Building $331,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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