209 N Roy Ave, Sutton, NE 68979 Property Records

Clay County property record for 209 N Roy Ave, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 936 sqft · built 1965
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Apr 2024)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77050-020-8630`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77050-020-8630`
Alternative APN	`000863000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	1,872 sqft
Finished Basement	936 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	150 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	81 sqft
Shed	1 Shed
Shed Area	100 sqft
Utility Building	1,260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 N ROY AVE
City	SUTTON
State	NE
Zip	68979-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 1, 2 & 3 BLK 20 CLARKS 2ND ADD SUTTON CITY
Legal Subdivision	CLARKS 2ND ADD
Legal Block	20
Legal Lot Number	1,2,3
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4022
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 389, SUTTON, NE 68979-0389
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASTRA BANK
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK OF NEBRASKA
Jun 8, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage FIRSTBANK OF NEBRASKA
May 4, 2020	Warranty Deed, Transfer NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	2024326
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Apr 15, 2024
Property Address	209 N ROY AVE, SUTTON, NE 68979-2522
Document Number	0202400326
Instrument Date	Apr 2, 2024
Instrument	2024-00326
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202400327
Date	Apr 15, 2024
Instrument	2024-00327

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	209 N ROY AVE, SUTTON, NE 68979-2522
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000252/095
Date	Mar 16, 2018
Book Page	252/095
Instrument	2018-00258

Lender

Name	ASTRA BANK
Type	Bank
Address	HAYS, KS 67601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	209 N ROY AVE, SUTTON, NE 68979-2522
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000270/55
Date	Jul 5, 2022
Book Page	270/55
Instrument	2022-00751

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank
Address	SYRACUSE, NE 68446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jun 8, 2022
Property Address	209 N ROY AVE, SUTTON, NE 68979-2522
Document Number	000135/191
Book / Page	135 / 191
Instrument Date	Jun 3, 2022
Instrument	2022-00645
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	000270/180
Date	Jun 17, 2022
Book Page	270/180
Instrument	2022-00686

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank
Address	SYRACUSE, NE 68446

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Dec 31, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	May 4, 2020
Property Address	209 N ROY AVE, SUTTON, NE 68979-2522
Document Number	000133/146
Book / Page	133 / 146
Instrument Date	Apr 30, 2020
Instrument	2020-00444
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$297.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,720 (+11.13%) Land $16,600 Building $186,120	$202,720 (+11.13%) Land $16,600 Building $186,120
2025	$2,650.00 (-10.47%)	$182,410 (+15.16%) Land $8,300 Building $174,110	$182,410 (+15.16%) Land $8,300 Building $174,110
2023	$2,960.00	$158,395 Land $8,300 Building $150,095	$158,395 Land $8,300 Building $150,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25

May also be available: Nextlink.

Nearby Properties on N Roy Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures