203 N Roy Ave, Sutton, NE 68979 Property Records

Clay County property record for 203 N Roy Ave, Sutton, NE 68979

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,872 sqft · built 1920
Lot Size0.321 acres (14,000 sqft)
OwnerCompany Name on Record
Last Sale$113,000 (Jul 2011)
Tax Bill$2,592 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN3757-00-0-77050-020-8634

Property Details

APN / Parcel Number

Primary APN3757-00-0-77050-020-8634
Alternative APN
  • 000863400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
1st Floor Area1,088 sqft
Basement Area980 sqft
Finished Basement396 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area368 sqft
Deck Area208 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address203 N ROY AVE
CitySUTTON
StateNE
Zip68979-2522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01-SINGLE
Legal DescriptionLOTS 11 & 12 BLK 20 CLARKS 2ND ADD SUTTON CITY
Legal SubdivisionCLARKS 2ND ADD
Legal Block20
Legal Lot Number11,12
JurisdictionCLAY NE
Township / Civil DivisionSUTTON
Census Block Group4
Census Block4022
Census Tract962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 220, SUTTON, NE 68979-0220
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2011 · Amount on Record
Deed SaleJul 6, 2011 · Amount on Record
Deed Document Number2011751
Deed Book / Page126 / 145
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY NE
Property Address203 N ROY AVE, SUTTON, NE 68979-2522
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 220, SUTTON, NE 68979-0220

Mortgage

Document Number265/124
DateJul 21, 2021
Book Page265/124
Instrument2021-01050
Lender
NameCS BANK
TypeBank
AddressSUTTON, NE 68979
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyClay County
MunicipalitySutton City
Unified School DistrictSutton Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,455 (+10.13%) Land $12,400 Building $184,055$196,455 (+10.13%) Land $12,400 Building $184,055
2025$2,592.00 (-10.28%)$178,380 (+15.36%) Land $6,200 Building $172,180$178,380 (+15.36%) Land $6,200 Building $172,180
2023$2,889.00$154,630 Land $6,200 Building $148,430$154,630 Land $6,200 Building $148,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUTTON
serves 1,447 people · EPA ID NE3103507
Water SourceGroundwater
Last State InspectionJan 2025
Lead3 ppb (2023–2025)
action level 15 ppb
Copper1.63 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Glenwood Telecommunications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Zito Media
Cable
100 / 25

May also be available: Nextlink.

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