Anne Arundel County property record for 209 Mill Harbor Dr, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,310 sqft · built 1974 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Nov 1985) |
| Tax Bill | $13,600 (2025) |
| Deeds & Mortgages | Jan 2018 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-877-90047609 |
| Primary APN | 03-877-90047609 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 3,310 sqft Living Area |
| Gross Area | 3,908 sqft |
| 1st Floor Area | 3,310 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Deck Area | 120 sqft |
| Patio Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 264 sqft |
| Gazebo | 323 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 87790047609 |
|---|---|
| Street Address | 209 MILL HARBOR DR |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 73 SC 3 TWIN HARBORS |
| Legal Subdivision | TWIN HARBORS |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 731105 |
209 Mill Harbor Dr is owned and occupied by two individuals who acquired it in December 2015.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 MILL HARBOR DR, ARNOLD, MD 21012-1033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 1985 · Amount on File |
| Deed Sale | Nov 12, 1985 · Amount on File |
| Deed Book / Page | 3977 / 488 |
| Last Transfer Date | Dec 21, 2015 |
| Transfer Doc | 0292660116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 29, 2018 |
| Property Address | 209 MILL HARBOR DR, ARNOLD, MD 21012-1033 |
| Document Number | 0317960086 |
| Book / Page | 031796 / 000086 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 27, 2018 |
| Title Company | HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 336 WENDE WAY GLEN BURNIE MD 210616286, GLEN BURNIE, MD 21061-6286 |
| Document Number | 317960091 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 031796/000091 |
| Name | NETTERSTROM JAMES S L/TR (RT) |
|---|---|
| Address | 1825 MINUTEMEN CSWY # 306, COCOA BEACH, FL 32931-2033 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 28, 2028 |
The 2025 property tax bill for 209 Mill Harbor Dr was $13,600, up 13.1% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,349,000 (+12.35%) | $1,497,300 (-) Land $953,800 Building $543,500 | |
| 2025 | $13,600.00 (+13.09%) | $1,200,700 | $1,497,300 Land $953,800 Building $543,500 |
| 2024 | $12,026.00 (+6.79%) | ||
| 2023 | $11,261.00 | $1,031,233 | $1,052,400 Land $678,700 Building $373,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Mill Harbor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Mill Harbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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