204 Mill Harbor Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 204 Mill Harbor Dr, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,782 sqft · built 1972
Lot Size	0.526 acres (22,932 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,800 (Apr 1988)
Tax Bill	$3,763 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-877-23690803`

Property Details

APN / Parcel Number

Primary APN	`03-877-23690803`
Alternative APNs	`3-877-23690803` `87723690803`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	1,382 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	22,932 sqft (0.526 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	720 sqft
Porch	Enclosed Porch
Porch Area	430 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	87723690803
Street Address	204 MILL HARBOR DR
City	ARNOLD
State	MD
Zip	21012-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 82 SC 3 TWIN HARBORS
Legal Subdivision	TWIN HARBORS
Legal Block	1
Legal Lot Number	82
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1004
Census Tract	731105

Owner

Source: Anne Arundel County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 MILL HARBOR DR, ARNOLD, MD 21012-1032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 11, 2022	Intrafamily Transfer, Transfer
May 10, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 1988 · Amount on Record
Deed Sale	Apr 20, 1988 · Amount on Record
Deed Book / Page	4594 / 461
Last Transfer Date	Oct 26, 2021
Transfer Doc	0381950209
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	204 MILL HARBOR DR, ARNOLD, MD 21012-1032
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0383170378
Date	Feb 2, 2022
Book Page	38317/378

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 11, 2022
Property Address	204 MILL HARBOR DR, ARNOLD, MD 21012-1032
Document Number	0381950209
Book / Page	38195 / 209
Map Reference	MB 40 FO 36
Instrument Date	Oct 26, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	204 MILL HARBOR DR, ARNOLD, MD 21012-1032

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	204 MILL HARBOR DR, ARNOLD, MD 21012-1032
Document Number	0321460191
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 MILL HARBOR DR ARNOLD MD 210121032, ARNOLD, MD 21012-1032

Mortgage

Document Number	0321460191
Date	May 29, 2018
Book Page	032146/000191

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2033

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 26, 2017
Property Address	204 MILL HARBOR DR, ARNOLD, MD 21012-1032
Document Number	0309740425
Book / Page	030974 / 000425
Instrument Date	May 8, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 MILL HARBOR DR ARNOLD MD 210121032, ARNOLD, MD 21012-1032

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,067 (+4.99%)	$524,900 (-) Land $268,700 Building $256,200
2025	$3,763.00 (+2.34%) Homeowner's exemption	$477,233 (+7.09%)	$524,900 (+15.77%) Land $268,700 Building $256,200
2024	$3,677.00 (+18.38%)
2023	$3,106.00 Homeowner's exemption	$445,633	$453,400 Land $268,700 Building $184,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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