Monroe County property record for 209 Lance Ln, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 784 sqft · built 1983 |
| Lot Size | 0.169 acres (7,363 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Aug 1994) |
| Tax Bill | $1,122 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00564147-003400 |
| Primary APN | 00564147-003400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 784 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Flooring | Terrazzo |
| Interior Walls | Masonry |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 7,363 sqft (0.169 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Porch | Open Porch |
| Porch Area | 944 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 1690520 |
|---|---|
| Old Parcel Number | 12613900564147003400 |
| Street Address | 209 LANCE LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4813 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BK 11 LT 24 KEY LARGO MOBILE HOMESITES PLAT NO 4 PB6-15 OR469-890/891 OR703-438 OR821-465Q/C OR821-471/472 OR936-2106Q/C |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 12 |
| Legal Subdivision | KEY LARGO MOBILE HOMESITE PLAT #4 |
| Legal Block | 11 |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
209 Lance Ln, a mobile home, is owned and occupied by an individual who bought it in August 1994.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 LANCE LN, KEY LARGO, FL 33037-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 1994 · Amount on File |
| Deed Sale | Aug 9, 1994 · Amount on File |
| Deed Document Number | 0131801906 |
| Deed Book / Page | 01318 / 01906 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,034 | $349,404 Land $301,781 Building $47,623 | |
| 2024 | $1,122.00 (+1%) | ||
| 2023 | $1,020.00 (-0.68%) Senior Citizen's exemption | $80,232 (+3%) | $324,970 (+33.51%) Land $280,575 Building $44,395 |
| 2022 | $1,027.00 Senior Citizen's exemption | $77,896 | $243,408 Land $199,013 Building $44,395 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Lance Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Lance Ln is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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