209 Irma Dr, Chardon, OH 44024 Property Records

Geauga County property record for 209 Irma Dr, Chardon, OH 44024

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 978 sqft · built 1956
Lot Size0.257 acres (11,195 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jan 2025)
Tax Bill$2,820 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN10-045340

Property Details

APN / Parcel Number

Primary APN10-045340
Alternative APN
  • 005013-1

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area978 sqft Living Area
1st Floor Area978 sqft
Basement Area936 sqft
Unfinished Basement936 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area11,195 sqft (0.257 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number005013-1
Street Address209 IRMA DR
CityCHARDON
StateOH
Zip44024-1421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLOT 5
Legal SubdivisionCHARDON PARK ESTATES #1
Legal Lot Number5
JurisdictionGEAUGA OH
Township / Civil DivisionCHARDON
Census Block Group1
Census Block1010
Census Tract312201

Owner

Source: Geauga County assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address209 IRMA DR, CHARDON, OH 44024-1421
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Sep 25, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 9, 2025 · Amount on Record
Deed SaleJan 9, 2025 · Amount on Record
Prior SaleSep 1, 2010 · Amount on Record
Deed Document Number20251030311
Deed Book / Page2196 / 58
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address209 IRMA DR, CHARDON, OH 44024-1421
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 IRMA DR, CHARDON, OH 44024-1421

Mortgage

Document Number0021200057
DateMar 25, 2021
Book Page2120/57
Instrument202100979965
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueNov 1, 2048

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGEAUGA OH
Property Address209 IRMA DR, CHARDON, OH 44024-1421
Document Number0000943221
Instrument DateSep 25, 2018
Transaction TypeMortgage
Record UpdatedDec 5, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 IRMA DR CHARDON OH 440241421, CHARDON, OH 44024-1421

Mortgage

Document Number0000943221
DateNov 20, 2018
Instrument943221
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2048
Interest
Rate4.87%

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
MunicipalityChardon City
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,820.00 (-0.14%)$57,020 (-) Land $13,130 Building $43,890
2024$2,824.00 (+4.17%) Homeowner's exemption$57,020 (-) Land $13,130 Building $43,890
2023$2,711.00 (-1.74%) Homeowner's exemption$57,020 (+18.82%) Land $13,130 Building $43,890$162,900 (+18.82%) Land $37,500 Building $125,400
2022$47,990 Land $10,500 Building $37,490
2021$2,759.00
2020$137,100 Land $30,000 Building $107,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARDON CITY PWS
serves 5,247 people · EPA ID OH2800412
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Uniti Group
DSL · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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