Putnam County property record for 209 Heather Ln, Pandora, OH 45877
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,832 sqft · built 1982 |
| Lot Size | 0.995 acres (43,352 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,500 (May 2019) |
| Tax Bill | $2,065 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 49-656176.0000 |
| Primary APN | 49-656176.0000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,832 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Upper Floors Area | 352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,352 sqft (0.995 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Shed | 1 Shed |
| Shed Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 209 HEATHER LN |
|---|---|
| City | PANDORA |
| State | OH |
| Zip | 45877-9468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 00556 INDIAN HILLS SUB-DIV # 2 |
| Legal Subdivision | INDIAN HILLS SUB-DIV |
| Legal Lot Number | 556 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | RILEY |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 30400 |
209 Heather Ln is owned and occupied by two individuals who bought it in May 2019.
Source: Putnam County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 HEATHER LN, PANDORA, OH 45877-9468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON |
| May 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on File |
| Deed Sale | May 10, 2019 · Amount on File |
| Deed Document Number | 20191677 |
| Deed Book / Page | 709 / 541 |
| Prior Transfer Date | May 8, 2019 |
| Prior Transfer Doc | 00709/0541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 209 HEATHER LN, PANDORA, OH 45877-9468 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 209 HEATHER LN, PANDORA, OH 45877-9468 |
| Document Number | 000742/550 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 742/550 |
| Instrument | 202100006946 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 209 HEATHER LN, PANDORA, OH 45877-9468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 720/1063 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 720/1063 |
| Instrument | 202000002105 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | May 10, 2019 |
| Property Address | 209 HEATHER LN, PANDORA, OH 45877-9468 |
| Document Number | 00709/0541 |
| Book / Page | 709 / 0541 |
| Map Reference | MB 33 PG 53&53A |
| Instrument Date | May 8, 2019 |
| Instrument | 201900001677 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 209 HEATHER LN, PANDORA, OH 45877-9468 |
| Document Number | 201900001678 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 201900001678 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFF |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 209 Heather Ln was $2,065 with a homeowner's exemption, up 2.8% from the year before.
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Riley Township |
| Municipality | Pandora Village |
| Unified School District | Pandora-Gilboa Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,065.00 (+2.84%) Homeowner's exemption | $70,060 (-) Land $9,850 Building $60,210 | $200,170 Land $28,140 Building $172,030 |
| 2024 | $2,008.00 (+0.65%) Homeowner's exemption | $70,060 (+32.71%) Land $9,850 Building $60,210 | |
| 2023 | $1,995.00 (+1.32%) Homeowner's exemption Additional exemption filed | $52,790 (-) Land $7,710 Building $45,080 | $200,170 Land $28,140 Building $172,030 |
| 2022 | $1,969.00 | $52,790 Land $7,710 Building $45,080 | |
| 2020 | $150,830 Land $22,030 Building $128,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 209 Heather Ln in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Heather Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANDORA VILLAGE PWS serves 1,204 people · EPA ID OH6900912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TSC Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Buckeye Wireless Fixed Wireless | 500 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| HDER Link Fixed Wireless | 100 / 100 |
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