202 Heather Ln, Pandora, OH 45877 Property Records

Putnam County property record for 202 Heather Ln, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,645 sqft · built 1995
Lot Size	0.292 acres (12,748 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,111 (2025)
Deeds & Mortgages	Sep 2013 Line of Credit Feb 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`49-656172.0000`

Property Details

APN / Parcel Number

Primary APN	`49-656172.0000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,645 sqft Living Area
1st Floor Area	1,175 sqft
Upper Floors Area	1,751 sqft
Basement Area	1,175 sqft
Unfinished Basement	1,175 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,748 sqft (0.292 acres)
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Shed	1 Shed
Shed Area	49 sqft
Granary	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	202 HEATHER LN
City	PANDORA
State	OH
Zip	45877-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00552 INDIAN HILLS SUB-DIV # 2 IL 00551 INDIAN HILLS SUB-DIV # 2
Legal Subdivision	INDIAN HILLS SUB-DIV
Legal Lot Number	552
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2060
Census Tract	30400

Owner

202 Heather Ln is owned and occupied by two individuals.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	202 HEATHER LN, PANDORA, OH 45877-9412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2013	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Feb 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK
Oct 16, 2007	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Jul 28, 2015	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Jan 13, 2009	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Oct 21, 2011	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Feb 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	202 HEATHER LN, PANDORA, OH 45877-9412
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00654/0254
Date	Sep 16, 2013
Book Page	654/0254
Instrument	201300004687

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	62 Months
Due	Nov 5, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	202 HEATHER LN, PANDORA, OH 45877-9412
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00696/1263
Date	Feb 8, 2018
Book Page	696/1263
Instrument	201800000567

Lender

Name	THE CITIZENS NATIONAL BANK
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	202 HEATHER LN, PANDORA, OH 45877-9412
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00585/1429
Date	Oct 16, 2007
Book Page	585/1429
Instrument	200700005015

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	202 HEATHER LN, PANDORA, OH 45877-9412
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00671/1223
Date	Jul 28, 2015
Book Page	671/1223
Instrument	201500002921

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	202 HEATHER LN, PANDORA, OH 45877-9412
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00598/0473
Date	Jan 13, 2009
Book Page	598/0473
Instrument	200900000189

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2019

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	202 HEATHER LN, PANDORA, OH 45877-9412
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00630/1703
Date	Oct 21, 2011
Book Page	630/1703
Instrument	201100004899

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2021

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	202 HEATHER LN, PANDORA, OH 45877-9412
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201800000567
Date	Feb 8, 2018
Book Page	696/1263
Instrument	201800000567

Lender

Name	THE CITIZENS NATIONAL BANK
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 202 Heather Ln was $3,111 with a homeowner's exemption, up 8.3% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Municipality	Pandora Village
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,111.00 (+8.28%) Homeowner's exemption	$105,690 (-) Land $13,230 Building $92,460	$301,970 Land $37,800 Building $264,170
2024	$2,873.00 (-4.42%) Homeowner's exemption	$105,690 (+31.13%) Land $13,230 Building $92,460
2023	$3,006.00 (+0.07%) Homeowner's exemption Additional exemption filed	$80,600 (-) Land $10,330 Building $70,270	$301,970 Land $37,800 Building $264,170
2022	$3,004.00 Homeowner's exemption	$80,600 Land $10,330 Building $70,270
2020			$230,280 Land $29,510 Building $200,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Heather Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Heather Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANDORA VILLAGE PWS serves 1,204 people · EPA ID OH6900912
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TSC Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100

May also be available: Verizon.

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