Merced County property record for 129 Harbor Dr, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,352 sqft · built 2001 |
| Lot Size | 0.165 acres (7,197 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,955 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-270-051-000 |
| Primary APN | 150-270-051-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 2,772 sqft |
| 1st Floor Area | 2,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Lot Area | 7,197 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 150-270-051 |
|---|---|
| Street Address | 129 HARBOR DR |
| City | ATWATER |
| State | CA |
| Zip | 95301-2295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD16 |
| Legal Description | SHAF LKS W #2 LOT 54 |
| Legal Subdivision | SHAF LAKES W 02 |
| Legal Lot Number | 54 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 603 |
129 Harbor Dr is owner-occupied and held in a trust since September 2021.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 129 HARBOR DR, ATWATER, CA 95301-2295 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Intrafamily Transfer, Transfer AMROCK LLC |
| Sep 29, 2021 | Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 13, 2019 | Quit Claim Deed, Transfer AMROCK TITLE CA INC |
| Jun 13, 2019 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2021 |
| Deed Sale | Sep 29, 2021 |
| Prior Sale | Jun 13, 2019 |
| Deed Document Number | 202143273 |
| Prior Transfer Date | Sep 23, 2021 |
| Prior Transfer Doc | 0000043273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 29, 2021 |
| Property Address | 129 HARBOR DR, ATWATER, CA 95301-2295 |
| Document Number | 0000043275 |
| Map Reference | VOL 37 PG 38-40 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021043275 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 129 HARBOR DR, ATWATER, CA 95301-2295 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 29, 2021 |
| Property Address | 129 HARBOR DR, ATWATER, CA 95301-2295 |
| Document Number | 0000043273 |
| Map Reference | VOL 37 PG 38-40 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021043273 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 129 HARBOR DR, ATWATER, CA 95301-2295 |
| Document Number | 0000043274 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021043274 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 13, 2019 |
| Property Address | 129 HARBOR DR, ATWATER, CA 95301-2295 |
| Document Number | 0000017309 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 17309 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | AMROCK TITLE CA INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 129 HARBOR DR ATWATER CA 953012295, ATWATER, CA 95301-2295 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 13, 2019 |
| Property Address | 129 HARBOR DR, ATWATER, CA 95301-2295 |
| Document Number | 0000017307 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 17307 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | AMROCK TITLE CA INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 129 HARBOR DR ATWATER CA 953012295, ATWATER, CA 95301-2295 |
| Document Number | 17308 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 17308 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2049 |
The 2025 property tax bill for 129 Harbor Dr was $3,955 with a homeowner's exemption, up 2.5% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $378,346 (+2%) Land $84,521 Building $293,825 | |
| 2025 | $3,955.00 (+2.49%) Homeowner's exemption | $370,928 Land $82,864 Building $288,064 |
| 2024 | $3,859.00 (+2.71%) | |
| 2023 | $3,757.00 (+1.1%) Homeowner's exemption | $356,527 Land $79,648 Building $276,879 |
| 2022 | $3,716.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 129 Harbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 129 Harbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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