209 Freeport Rd, Oakland, KY 42159 Property Records

Warren County property record for 209 Freeport Rd, Oakland, KY 42159

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,972 sqft · built 1985
Lot Size	3.46 acres (150,718 sqft)
Owner	Individual Name on Record
Last Sale	$398,900 (Jul 2021)
Tax Bill	$3,410 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061A-58-030`

Property Details

APN / Parcel Number

Primary APN	`061A-58-030`
Alternative APNs	`B0031353` `382337`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,972 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1985
Exterior Material	Combination
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	150,718 sqft (3.46 acres)
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	B0031353
Street Address	209 FREEPORT RD
City	OAKLAND
State	KY
Zip	42159-6805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:30 SUBD:CLOVERDALE
Legal Subdivision	CLOVERDALE
Legal Lot Number	30
Jurisdiction	WARREN KY
Township / Civil Division	SMITHS GROVE
Census Block Group	1
Census Block	1051
Census Tract	11600

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	209 FREEPORT RD, OAKLAND, KY 42159-6805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS 1ST BANK
Jul 2, 2021	Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP
Oct 10, 2019	Deed, Transfer · Conventional Mortgage FRANKLIN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	1197908
Deed Book / Page	D1235 / 41
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	209 FREEPORT RD, OAKLAND, KY 42159-6805
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2714/220
Date	Jun 9, 2017
Book Page	M2714/220
Instrument	939849

Lender

Name	CITIZENS 1ST BANK
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 8, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jul 2, 2021
Property Address	209 FREEPORT RD, OAKLAND, KY 42159-6805
Document Number	00D1235/41
Book / Page	D1235 / 41
Map Reference	MB 20 PG 26
Instrument Date	Jun 30, 2021
Instrument	1197908
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	929 N VAL VISTA DR, GILBERT, AZ 85234-3706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	209 FREEPORT RD, OAKLAND, KY 42159-6805

Mortgage

Document Number	0001197909
Date	Jul 2, 2021
Instrument	1197909

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Oct 10, 2019
Property Address	209 FREEPORT RD, OAKLAND, KY 42159-6805
Document Number	0D1194/031
Book / Page	D1194 / 031
Map Reference	MB 20 PG 26
Instrument Date	Oct 7, 2019
Instrument	1106656
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 TARTER RD, BROWNSVILLE, KY 42210-9416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 FREEPORT RD, OAKLAND, KY 42159-6805

Mortgage

Document Number	0001106657
Date	Oct 10, 2019
Instrument	1106657

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,410.00 (-1.73%)	$398,900 (-)	$398,900 (-)
2023	$3,470.00	$398,900	$398,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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