2134 Freeport Rd, Oakland, KY 42159 Property Records

Warren County property record for 2134 Freeport Rd, Oakland, KY 42159

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,687 sqft · built 1974
Lot Size3.96 acres (172,498 sqft)
Owner2 Individual Names on File
Tax Bill$1,185 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jun 2017 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN071A-07

Property Details

APN / Parcel Number

Primary APN071A-07
Alternative APNs
  • J0930004
  • 270720

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,687 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area172,498 sqft (3.96 acres)
Garage TypeAttached
Garage Area441 sqft
DrivewayAsphalt Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area100 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelWood

Location & Zoning

Street Address2134 FREEPORT RD
CityOAKLAND
StateKY
Zip42159-6805
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionWARREN KY
Township / Civil DivisionSMITHS GROVE
Census Block Group1
Census Block1049
Census Tract11600

Owner

2134 Freeport Rd is owned and occupied by two individuals.

Source: Warren County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address2134 FREEPORT RD, OAKLAND, KY 42159-6805
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed of Trust, Mortgage · Line of Credit
US BANK
Jun 12, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
STOCKTON MORTGAGE CORP
Apr 19, 2023Deed of Trust, Mortgage
MONTICELLO BANKING CO
Mar 5, 2025Deed of Trust, Mortgage · Conventional Mortgage
STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Recording DateSep 30, 2026
Property Address2134 FREEPORT RD, OAKLAND, KY 42159-6805
Document Number0002195399
Book / Page3685 / 341
Instrument DateSep 11, 2026
Instrument20262195399
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2134 FREEPORT RD, OAKLAND, KY 42159-6805

Mortgage

Document Number0002195399,
DateSep 30, 2026
Book Page3685/341
Instrument20262195399
Lender
NameUS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 21, 2056
Interest
Max Rate-1%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Property Address2134 FREEPORT RD, OAKLAND, KY 42159-6805
Transaction TypeMortgage
Record UpdatedDec 9, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0M2714/586
DateJun 12, 2017
Book PageM2714/586
Instrument939980
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueMay 15, 2037

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Property Address2134 FREEPORT RD, OAKLAND, KY 42159-6805
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000M2999/1
DateJun 25, 2020
Book PageM2999/1
Instrument1144414
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueJul 1, 2045

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Property Address2134 FREEPORT RD, OAKLAND, KY 42159-6805
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2134 FREEPORT RD, OAKLAND, KY 42159-6805

Mortgage

Document Number0M3370/379
DateApr 19, 2023
Book PageM3370/379
Instrument1995148
Lender
NameMONTICELLO BANKING CO
TypeBank
AddressBOWLING GREEN, KY 42104
Agreement
AmountAmount on Record
Term120 Months
DueApr 10, 2033

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Property Address2134 FREEPORT RD, OAKLAND, KY 42159-6805
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2134 FREEPORT RD, OAKLAND, KY 42159-6805

Mortgage

Document Number0M3528/899
DateMar 5, 2025
Book PageM3528/899
Instrument2092497
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2134 Freeport Rd was $1,185.

Source: Warren County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyWarren County
Unified School DistrictWarren County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,185.00$183,900$183,900
2023$981.00 Homeowner's exemption$155,000$155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2134 Freeport Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2134 Freeport Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARREN COUNTY WATER DISTRICT
serves 91,118 people · EPA ID KY1140487
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
North Central Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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