209 E Thomas Ave, North East, MD 21901 Property Records

Cecil County property record for 209 E Thomas Ave, North East, MD 21901

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,584 sqft · built 1972
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$109,900 (Jun 1990)
Tax Bill$3,449 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-059038

Property Details

APN / Parcel Number

Primary APN05-059038
Alternative APNs
  • 5059038
  • 059038

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,584 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
PorchPorch
Porch Area132 sqft
Patio Area52 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number059038
Street Address209 E THOMAS AVE
CityNORTH EAST
StateMD
Zip21901-4037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 80 - .18 ACRE 209 THOMAS AVENUE COLONIAL HEIGHTS
Legal SubdivisionCOLONIAL HEIGHTS
Legal Lot Number80
JurisdictionCECIL MD
Township / Civil Division5, NORTH EAST
Census Block Group1
Census Block1048
Census Tract30903

Owner

209 E Thomas Ave is owned and occupied by two individuals who bought it in June 1990.

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address209 E THOMAS AVE, NORTH EAST, MD 21901-4037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 1990 · Amount on File
Deed SaleJun 28, 1990 · Amount on File
Prior SaleSep 30, 1981 · Amount on File
Deed Book / Page313 / 395
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address209 E THOMAS AVE, NORTH EAST, MD 21901-4037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044580282
DateSep 5, 2019
Book Page4458/282
Lender
NameFRANKLIN MINT FCU
TypeCredit Union
AddressCHADDS FORD, PA 19317
Agreement
TypeLine of Credit
AmountAmount on Record
Term357 Months
DueJun 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 209 E Thomas Ave was $3,449 with a homeowner's exemption.

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityNorth East Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$213,800 Land $47,100 Building $166,700$213,800 Land $47,100 Building $166,700
2025$3,449.00 Homeowner's exemption
2023$2,466.00 Homeowner's exemption$180,300 Land $47,100 Building $133,200$180,300 Land $47,100 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 E Thomas Ave in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims62 (1978–2024)
Claims Outside the SFHA18 of 62
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 13 claims
  • Hurricane Isabel, Sep 2003 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 E Thomas Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NORTH EAST
serves 8,600 people · EPA ID MD0070016
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2026
Total trihalomethanes
resolved · Apr 2024
Treatment and ProcedureOrganic carbon removal
Jan 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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