Cecil County property record for 17 E Thomas Ave, North East, MD 21901
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,106 sqft · built 1920 |
| Lot Size | 0.05 acres (2,184 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,500 (Apr 2017) |
| Tax Bill | $458 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-000661 |
| Primary APN | 05-000661 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,106 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,184 sqft (0.05 acres) |
| Porch | Slab |
| Porch Area | 98 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 000661 |
|---|---|
| Street Address | 17 E THOMAS AVE |
| City | NORTH EAST |
| State | MD |
| Zip | 21901-3931 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | .05 ACRE 17 THOMAS AVENUE NORTH EAST |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 30903 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17 E THOMAS AVE, NORTH EAST, MD 21901-3931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 7, 2017 | Grant Deed, Transfer · FHA Mortgage GUARANTY TR |
| Dec 27, 2016 | Deed of Trust, Mortgage SHIVERY ENTS LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2017 · Amount on Record |
| Deed Sale | Apr 7, 2017 · Amount on Record |
| Prior Sale | Oct 18, 2013 · Amount on Record |
| Deed Book / Page | 4047 / 79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 17 E THOMAS AVE, NORTH EAST, MD 21901-3931 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 17 E THOMAS AVE, NORTH EAST, MD 21901-3931 |
| Document Number | 0049940170 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 4994/170 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Apr 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 7, 2017 |
| Property Address | 17 E THOMAS AVE, NORTH EAST, MD 21901-3931 |
| Document Number | 0040470079 |
| Book / Page | 004047 / 000079 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | LIBERTY TITLE, LIBERTY TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 17 E THOMAS AVE NORTH EAST MD 219013931, NORTH EAST, MD 21901-3931 |
| Document Number | 40470087 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 004047/000087 |
| Name | GUARANTY TR |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 6, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 17 E THOMAS AVE, NORTH EAST, MD 21901-3931 |
| Document Number | 0040060374 |
| Book / Page | 004006 / 000374 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0040060374 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 004006/000374 |
| Name | SHIVERY ENTS LP |
|---|
| Amount | Amount Recorded |
|---|
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | North East Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458.00 (-79.89%) Homeowner's exemption | $137,200 (+23.38%) Land $27,300 Building $109,900 | $137,200 (+23.38%) Land $27,300 Building $109,900 |
| 2025 | $2,277.00 (+636.89%) Homeowner's exemption | ||
| 2023 | $309.00 Homeowner's exemption | $111,200 Land $27,300 Building $83,900 | $111,200 Land $27,300 Building $83,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 62 (1978–2024) |
| Claims Outside the SFHA | 18 of 62 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH EAST serves 8,600 people · EPA ID MD0070016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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