209 E School St, Ridgeland, MS 39157 Property Records

Madison County property record for 209 E School St, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,142 sqft · built 1965
Owner	Company Name on Record
Tax Bill	$815 (2025)
Deeds & Mortgages	Jul 2020 Loan Modification Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072I-30D-074`

Property Details

APN / Parcel Number

Primary APN	`072I-30D-074`
Alternative APNs	`072I-30D-074/00.00` `17487`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,142 sqft Adjusted Area
1st Floor Area	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Exterior Material	Asbestos
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	17487
Old Parcel Number	072I-30D-074/00.00
Street Address	209 E SCHOOL ST
City	RIDGELAND
State	MS
Zip	39157-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WALDRON PART 1
Legal Range	02E
Legal Township	07N
Legal Section	30
Legal Subdivision	WALDROM PT 1
Legal Lot Number	3
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1005
Census Tract	30105

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5850 N COMMERCE PLZ, JACKSON, MS 39206-2936
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Loan Modification, Mortgage EAST 209 SCHOOL TRUST (PT)
Aug 7, 2020	Warranty Deed, Transfer RANDIL LAURA FAMILY TRUST (PT)
Jul 16, 2020	Loan Modification, Mortgage EAST 209 SCHOOL TRUST (PT)
Jul 1, 2020	Warranty Deed, Transfer 209 EAST SCHOOL STREET TR (CT)
Jul 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020
Deed Sale	Aug 7, 2020
Prior Sale	Jul 1, 2020
Deed Document Number	0000038951
Deed Book / Page	3895 / 1
Record Updated	Jun 8, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	209 E SCHOOL ST, RIDGELAND, MS 39157-2804
Document Number	0000898449
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 4372 JACKSON MS 392964372, JACKSON, MS 39296-4372

Mortgage

Document Number	0000898449
Date	Aug 7, 2020
Book Page	003894/000915
Instrument	898449

Lender

Name	EAST 209 SCHOOL TRUST (PT)
Address	1925 BRIDGEPOINTE CIR # 47, VERO BEACH, FL 32967-6851

Agreement

Term	120 Months
Due	Aug 6, 2030

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Aug 7, 2020
Property Address	209 E SCHOOL ST, RIDGELAND, MS 39157-2804
Document Number	0000898462
Book / Page	003895 / 000001
Instrument Date	Jul 16, 2020
Instrument	898462
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6712 OLD CANTON RD RIDGELAND MS 391571205, RIDGELAND, MS 39157-1205

Mortgage

Document Number	898463
Date	Aug 7, 2020
Book Page	003895/000003
Instrument	898463

Lender

Name	RANDIL LAURA FAMILY TRUST (PT)
Address	PO BOX 4372, JACKSON, MS 39296-4372

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 6, 2030

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	209 E SCHOOL ST, RIDGELAND, MS 39157-2804
Document Number	0000900023
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	209 E SCHOOL ST RIDGELAND MS 391572804, RIDGELAND, MS 39157-2804

Mortgage

Document Number	0000900023
Date	Aug 24, 2020
Book Page	003902/000380
Instrument	900023

Lender

Name	EAST 209 SCHOOL TRUST (PT)

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 23, 2030

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 1, 2020
Property Address	209 E SCHOOL ST, RIDGELAND, MS 39157-2804
Document Number	0000895064
Book / Page	003875 / 000341
Instrument Date	Jun 26, 2020
Instrument	895064
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 4372 JACKSON MS 392964372, JACKSON, MS 39296-4372

Mortgage

Document Number	895065
Date	Jul 1, 2020
Book Page	003875/000344
Instrument	895065

Lender

Name	209 EAST SCHOOL STREET TR (CT)
Address	1925 BRIDGEPOINTE CIR # 47, VERO BEACH, FL 32967-6851

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2035

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Jul 15, 2019
Property Address	209 E SCHOOL ST, RIDGELAND, MS 39157-2804
Document Number	0000868147
Book / Page	003742 / 000545
Instrument Date	Jul 1, 2019
Instrument	868147
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E SCHOOL ST RIDGELAND MS 391572804, RIDGELAND, MS 39157-2804

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$815.00	$7,572 (-)	$50,480 (-) Land $30,000 Building $20,480
2024	$815.00
2023	$815.00	$7,572	$50,480 Land $30,000 Building $20,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (1995–2019)
Claims Outside the SFHA	2 of 15
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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