202 E School St, Ridgeland, MS 39157 Property Records

Madison County property record for 202 E School St, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,543 sqft · built 1959
Owner	2 Individual Names on Record
Tax Bill	$1,255 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072I-30A-008`

Property Details

APN / Parcel Number

Primary APN	`072I-30A-008`
Alternative APNs	`072I-30A-008/00.00` `17040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,543 sqft Adjusted Area
1st Floor Area	1,232 sqft
Utility Area	160 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Patio Area	50 sqft
Greenhouse	143 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	17040
Old Parcel Number	072I-30A-008/00.00
Street Address	202 E SCHOOL ST
City	RIDGELAND
State	MS
Zip	39157-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 RIDGELAND PARK
Legal Range	02E
Legal Township	07N
Legal Section	30
Legal Subdivision	RIDGELAND PARK
Legal Lot Number	9
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2027
Census Tract	30105

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 N OAK DR, MADISON, MS 39110-7552
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit BANKFIRST FINANCIAL SERVICES
Jun 17, 2019	Warranty Deed, Transfer TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC
Jun 17, 2019	Warranty Deed, Transfer REALTY TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 17, 2019
Transfer Doc	0000866312
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	202 E SCHOOL ST, RIDGELAND, MS 39157-2803
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 N OAK DR, MADISON, MS 39110-7552

Mortgage

Document Number	4107/779
Date	Sep 27, 2021
Book Page	4107/779
Instrument	937406

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 23, 2031

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 17, 2019
Property Address	202 E SCHOOL ST, RIDGELAND, MS 39157-2803
Document Number	0000866312
Book / Page	003732 / 000555
Instrument Date	Jun 13, 2019
Instrument	866312
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 657 RIDGELAND MS 391580657, RIDGELAND, MS 39158-0657

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 17, 2019
Property Address	202 E SCHOOL ST, RIDGELAND, MS 39157-2803
Document Number	0000866311
Book / Page	003732 / 000546
Instrument Date	Jun 5, 2019
Instrument	866311
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	REALTY TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 STONEWALL HATTIESBURG MS 394027502, HATTIESBURG, MS 39402-7502

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,255.00	$11,653 (-)	$77,680 (-) Land $30,000 Building $47,680
2024	$1,255.00
2023	$1,255.00	$11,653	$77,680 Land $30,000 Building $47,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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