209 E North St, Gifford, IL 61847 Property Records

Champaign County property record for 209 E North St, Gifford, IL 61847

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,537 sqft · built 2014
Lot Size	0.226 acres (9,837 sqft)
Owner	Individual Name on File
Last Sale	$161,000 (Apr 2024)
Tax Bill	$4,165 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-10-01-102-008`

Property Details

APN / Parcel Number

Primary APN	`06-10-01-102-008`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,537 sqft Living Area
Gross Area	3,890 sqft
1st Floor Area	1,537 sqft
Basement Area	1,537 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	9,837 sqft (0.226 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	209 E NORTH ST
City	GIFFORD
State	IL
Zip	61847-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BAKER SUB
Legal Range	10E
Legal Township	21N
Legal Section	01
Legal Subdivision	BAKER SUB
Legal Lot Number	5
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	COMPROMISE
Census Block Group	3
Census Block	3020
Census Tract	10400

Owner

209 E North St is owned and occupied by an individual who bought it in April 2024.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	209 E NORTH ST, GIFFORD, IL 61847-9532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION 1
Dec 28, 2022	Warranty Deed, Transfer · Closed-End Mortgage THE GIFFORD STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Dec 28, 2022 · Amount on File
Deed Document Number	20244665
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 15, 2024
Property Address	209 E NORTH ST, GIFFORD, IL 61847-9532
Document Number	0000004665
Map Reference	DOC634333 MB M PG 13
Instrument Date	Apr 12, 2024
Instrument	2024R04665
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E NORTH ST, GIFFORD, IL 61847-9532

Mortgage

Document Number	0000004666
Date	Apr 15, 2024
Instrument	2024R04666

Lender

Name	CREDIT UNION 1
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 28, 2022
Property Address	209 E NORTH ST, GIFFORD, IL 61847-9532
Document Number	0000022382
Map Reference	MB M PG 134
Instrument Date	Nov 28, 2022
Instrument	2022R22382
Transaction Type	Transfer
Record Updated	Jan 3, 2023
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E NORTH ST, GIFFORD, IL 61847-9532

Mortgage

Document Number	0000022383
Date	Dec 28, 2022
Instrument	2022R22383

Lender

Name	THE GIFFORD STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jan 9, 2028

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Compromise Township
Municipality	Gifford Village
Elementary School District	Gifford Community Consolidated School District 188 (PK - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,230 Land $3,790 Building $62,440	$198,690 Land $11,370 Building $187,320
2024	$4,165.00
2022	$3,758.00 Homeowner's exemption	$53,610 Land $3,060 Building $50,550	$160,830 Land $9,180 Building $151,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 209 E North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIFFORD serves 911 people · EPA ID IL0190250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.6 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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