110 E North St, Gifford, IL 61847 Property Records

Champaign County property record for 110 E North St, Gifford, IL 61847

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,332 sqft · built 2014
Lot Size	0.161 acres (7,006 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Apr 2021)
Tax Bill	$3,798 (2024)
Deeds & Mortgages	Apr 2021 Sale & Refinance Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-01-151-006`

Property Details

APN / Parcel Number

Primary APN	`06-10-01-151-006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	7,006 sqft (0.161 acres)
Garage Type	Attached
Garage Area	291 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	110 E NORTH ST
City	GIFFORD
State	IL
Zip	61847-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SCHLUTERS, JOHN C., RESUB BLK 2 OF GIFFORD
Legal Range	10E
Legal Township	21N
Legal Section	01
Legal Subdivision	SCHLUTERS, JOHN C., RESUB BLK 2 OF GIFFO
Legal Block	2
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	COMPROMISE
Census Block Group	3
Census Block	3018
Census Tract	10400

Owner

110 E North St is owned and occupied by an individual who bought it in April 2021.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	110 E NORTH ST, GIFFORD, IL 61847-9779
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Warranty Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE LLC
Aug 12, 2017	Deed of Trust, Mortgage · Conventional with PMI GIFFORD ST BK
Aug 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Deed Document Number	20219836
Prior Transfer Date	Jul 5, 2017
Prior Transfer Doc	0000016112
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 28, 2021
Property Address	110 E NORTH ST, GIFFORD, IL 61847-9779
Document Number	0000009836
Instrument Date	Apr 9, 2021
Instrument	2021R09836
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 E NORTH ST, GIFFORD, IL 61847-9779

Mortgage

Document Number	0000009837
Date	Apr 28, 2021
Instrument	2021R09837

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	110 E NORTH ST, GIFFORD, IL 61847-9779
Document Number	0000016113
Instrument Date	Aug 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	110 E NORTH ST GIFFORD IL 618479779, GIFFORD, IL 61847-9779

Mortgage

Document Number	0000016113
Date	Aug 23, 2017
Instrument	16113

Lender

Name	GIFFORD ST BK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Aug 22, 2022

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 23, 2017
Property Address	110 E NORTH ST, GIFFORD, IL 61847-9779
Document Number	0000016112
Instrument Date	Jul 5, 2017
Instrument	16112
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 E NORTH ST GIFFORD IL 618479779, GIFFORD, IL 61847-9779

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Compromise Township
Municipality	Gifford Village
Elementary School District	Gifford Community Consolidated School District 188 (PK - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,240 Land $2,690 Building $58,550	$183,720 Land $8,070 Building $175,650
2024	$3,798.00
2022	$3,422.00 Homeowner's exemption	$49,580 Land $2,180 Building $47,400	$148,740 Land $6,540 Building $142,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 110 E North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIFFORD serves 911 people · EPA ID IL0190250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.6 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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