206 E Main St, Epworth, IA 52045 Property Records

Dubuque County property record for 206 E Main St, Epworth, IA 52045

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 702 sqft · built 1948
Lot Size	0.196 acres (8,540 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2022)
Tax Bill	$1,556 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-11-334-002`

Property Details

APN / Parcel Number

Primary APN	`13-11-334-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	702 sqft Living Area
1st Floor Area	520 sqft
Attic Area	182 sqft
Basement Area	520 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,540 sqft (0.196 acres)
Lot Dimensions	140 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	206 E MAIN ST
City	EPWORTH
State	IA
Zip	52045-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 38 & W 2' LOT 39 & W 2' N 1/2 VAC ALLY ABTG EPWORTH;
Legal Subdivision	EPWORTH
Legal Tract	1
Legal Lot Number	38,39
Jurisdiction	DUBUQUE IA
Township / Civil Division	TAYLOR
Census Block Group	3
Census Block	3034
Census Tract	10202

Owner

206 E Main St is owned by an individual who bought it in January 2022.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	508 WASHINGTON ST, EPWORTH, IA 52045-9674
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Warranty Deed, Transfer · Conventional Mortgage DUBUQUE BANK & TRUST CO
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Nov 17, 2009 · Amount on File
Deed Document Number	0000022539
Deed Book / Page	22 / 539
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 7, 2022
Property Address	206 E MAIN ST, EPWORTH, IA 52045-9752
Document Number	0000000539
Instrument Date	Jan 6, 2022
Instrument	2022-00000539
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 E MAIN ST, EPWORTH, IA 52045-9752

Mortgage

Document Number	0000000540
Date	Jan 7, 2022
Instrument	2022-00000540

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	206 E MAIN ST, EPWORTH, IA 52045-9752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003004
Date	Mar 12, 2020
Instrument	2020-00003004

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	FARLEY, IA 52046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Epworth City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,000 Land $25,900 Building $102,100	$128,000 Land $25,900 Building $102,100
2024	$1,556.00
2023		$117,300 (+27.24%) Land $25,900 Building $91,400	$117,300 Land $25,900 Building $91,400
2022	$1,400.00	$92,190 Land $25,930 Building $66,260
2021			$92,190 Land $25,930 Building $66,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPWORTH WATER SUPPLY serves 2,023 people · EPA ID IA3133033
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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