209 E Main St, Cortez, CO 81321 Property Records

Montezuma County property record for 209 E Main St, Cortez, CO 81321

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,144 sqft · built 1917
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Jun 2012)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R009578`

Property Details

APN / Parcel Number

Primary APN	`R009578`
Alternative APN	`561126301002`

Interior

Stories	1 Story
Building Area	2,144 sqft Total Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1955
Roof Type	Flat
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal

Location & Zoning

Account Number	R009578
Street Address	209 E MAIN ST
City	CORTEZ
State	CO
Zip	81321-3237
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CBD
Legal Description	SUBDIVISION: TOWN OF CORTEZ LOT: 9-10 BLOCK: 33 B 405 P 44,61
Legal Subdivision	TOWN OF CORTEZ
Legal Block	33
Legal Lot Number	9-10
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2002
Census Tract	969400

Owner

Source: Montezuma County assessment roll, APN R009578, as of March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	13558 ROAD 26, CORTEZ, CO 81321-9384
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2012 · Amount on Record
Deed Sale	Jun 29, 2012 · Amount on Record
Deed Document Number	2012583583
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Mar 01, 2022
Property Address	209 E MAIN ST, CORTEZ, CO 81321-3237
Document Number	0000643544
Instrument Date	Mar 01, 2022
Instrument	643544
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$19.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13558 ROAD 26, CORTEZ, CO 81321-9384

Mortgage

Document Number	0000643546
Date	Mar 01, 2022
Instrument	643546

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montezuma County assessment roll as of March 24, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,823.00 (+26.65%)	$50,218 (+32.32%) Land $27,475 Building $22,743	$173,168 (+32.32%) Land $94,743 Building $78,425
2024	$2,229.00 (+9.86%)	$37,953 (-18.65%) Land $23,686 Building $14,267	$130,872 (-18.65%) Land $81,675 Building $49,197
2023	$2,029.00 (+10.51%)	$46,653 (+40.72%) Land $23,686 Building $22,967	$160,872 (+40.72%) Land $81,675 Building $79,197
2022	$1,836.00	$33,154 Land $13,264 Building $19,890	$114,323 Land $45,738 Building $68,585

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 401 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
ATN International Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 100
Visionary Communications Fixed Wireless	100 / 20

May also be available: Farmers Telephone Company, FastTrack Communications, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CO0142200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CORTEZ serves 8,770 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.