Montezuma County property record for 126 E Main St, Cortez, CO 81321
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 11,116 sqft · built 1955 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Company Name on Record |
| Last Sale | $800,000 (Jun 2007) |
| Tax Bill | $10,856 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R009520 |
| Primary APN | R009520 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 11,116 sqft Total Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Roof Type | Shed Roof |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 11,116 sqft |
| Parking Spaces | 35 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Space Heater |
|---|---|
| Sewer | Municipal |
| Account Number | R009520 |
|---|---|
| Street Address | 126 E MAIN ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3210 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | CBD |
| Legal Description | SUBDIVISION: TOWN OF CORTEZ LOT: 1-6 BLOCK: 31 B 548 P 519 B 571 P 511 B 594 P 537 |
| Legal Subdivision | TOWN OF CORTEZ |
| Legal Block | 31 |
| Legal Lot Number | 1-6 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 969301 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 50 HENRY ST, CORTEZ, CO 81321-3012 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 25, 2017 | Deed of Trust, Mortgage · Commercial Mortgage MEADOWS BANK |
| Oct 26, 2020 | Deed of Trust, Mortgage · Line of Credit FOUR CORNERS COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2007 · Amount on Record |
| Deed Sale | Jun 14, 2007 · Amount on Record |
| Deed Document Number | 2007549236 |
| Prior Transfer Date | Nov 28, 2005 |
| Prior Transfer Doc | 0000536502 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 126 E MAIN ST, CORTEZ, CO 81321-3210 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000612387 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 612387 |
| Name | MEADOWS BANK |
|---|---|
| Type | Bank |
| Address | LAS VEGAS, NV 89148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 126 E MAIN ST, CORTEZ, CO 81321-3210 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000632776 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 632776 |
| Name | FOUR CORNERS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,856.00 (+7.71%) | $193,114 (+12.54%) Land $84,258 Building $108,856 | $665,911 (+12.54%) Land $290,545 Building $375,366 |
| 2024 | $10,079.00 (+9.89%) | $171,594 (-4.83%) Land $72,636 Building $98,958 | $591,704 (-4.83%) Land $250,470 Building $341,234 |
| 2023 | $9,172.00 (+22.37%) | $180,294 (+33.23%) Land $72,636 Building $107,658 | $621,704 (+33.23%) Land $250,470 Building $371,234 |
| 2022 | $7,495.00 | $135,326 Land $40,676 Building $94,650 | $466,641 Land $140,263 Building $326,378 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.
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