209 E Lawrence Ave, Charlotte, MI 48813 Property Records

Eaton County property record for 209 E Lawrence Ave, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,517 sqft
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Dec 2014)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20000001910100`

Property Details

APN / Parcel Number

Primary APN	`20000001910100`

Interior

Full Baths	5 Baths
Units	4 Units
Building Area	2,517 sqft Living Area
1st Floor Area	1,896 sqft
Basement Area	1,656 sqft
Unfinished Basement	1,656 sqft

Exterior

Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	130 ft deep x 39 ft wide
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 E LAWRENCE AVE
City	CHARLOTTE
State	MI
Zip	48813-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	W 1/2 OF LOT 10 EXCEPT COM SE COR W 1/2 LOT 10, W 9 FT, N 01 DEG 03 MIN 40 SEC W 130.02 FT TO N LINE LOT 10, E 11.41 FT, S 130 FT TO BEG. E 1/2 LOT 11. BLK.19 O.P. CITY OF CHARLOTTE 1988
Legal Subdivision	CHARLOTTE
Legal Block	19
Legal Lot Number	10-11
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	3
Census Block	3018
Census Tract	20901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlotte Central Historic District listed 2020 · 308 contributing resources · NRIS 100002684

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	114 E LAWRENCE AVE, 160, CHARLOTTE, MI 48813-2285
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan EATON COMMUNITY BANK
Feb 2, 2016	Deed of Trust, Mortgage · Commercial Mortgage EATON FEDERAL SAVINGS BANK
Dec 22, 2014	Warranty Deed, Transfer MIDSTATE TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2014 · Amount on Record
Deed Sale	Dec 22, 2014 · Amount on Record
Deed Book / Page	2549 / 535
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	209 E LAWRENCE AVE, CHARLOTTE, MI 48813-1565
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003166/659
Date	Nov 24, 2025
Book Page	3166/659

Lender

Name	EATON COMMUNITY BANK
Type	Bank
Address	CHARLOTTE, MI 48813

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	118 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	209 E LAWRENCE AVE, CHARLOTTE, MI 48813-1565
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02606/0811
Date	Feb 2, 2016
Book Page	2606/0811

Lender

Name	EATON FEDERAL SAVINGS BANK
Address	CHARLOTTE, MI 48813

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 22, 2014
Property Address	209 E LAWRENCE AVE, CHARLOTTE, MI 48813-1565
Document Number	02549/0535
Book / Page	2549 / 0535
Instrument Date	Dec 19, 2014
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 HIGH ST, CHARLOTTE, MI 48813-1243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 CONNEMARA RD, EATON RAPIDS, MI 48827-1345
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,700 (+18.28%)	$142,844 (+11.6%) Land $21,727 Building $121,117
2025	$2,379.00 (+14.71%)
2023		$64,000	$128,000
2022	$2,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T.

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