114 E Lawrence Ave, Charlotte, MI 48813 Property Records

Eaton County property record for 114 E Lawrence Ave, Charlotte, MI 48813

Property Summary

Property Type	Office Building
Details	2,547 sqft · built 1993
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$22,500 (Aug 2016)
Tax Bill	$3,142 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20000002305000`

Property Details

APN / Parcel Number

Primary APN	`20000002305000`

Interior

Units	123 Units
Stories	1 Story
Building Area	2,547 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	110 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 E LAWRENCE AVE
City	CHARLOTTE
State	MI
Zip	48813-1560
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	N/A
Legal Description	E 15 FEET OF LOT 4 EXCEPT S 30 FEET. COM 15 FT W & 30 FT N OF SE CORNER LOT 4, W 22 FT, N 10 FT, E 22 FT, S 10 FT TO BEG. W 10 FT OF LOT 5 EXCEPT S 30 FT. O.P. BLOCK 23. CITY OF CHARLOTTE D.D.A.
Legal Subdivision	ORIGINAL PLAT OF THE CITY OF CHARLOTTE
Legal Block	23
Legal Lot Number	4-5
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	4
Census Block	4015
Census Tract	20901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlotte Central Historic District listed 2020 · 308 contributing resources · NRIS 100002684

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	602 CONNEMARA RD, EATON RAPIDS, MI 48827-1345
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan EATON COMMUNITY BANK
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit EATON FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2016 · Amount on Record
Deed Sale	Aug 3, 2016 · Amount on Record
Prior Sale	May 12, 2015 · Amount on Record
Deed Book / Page	2634 / 194
Prior Transfer Date	Nov 18, 2014
Prior Transfer Doc	02548/0333
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	114 E LAWRENCE AVE, CHARLOTTE, MI 48813-1560
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E LAWRENCE AVE 160, 160, CHARLOTTE, MI 48813-2285

Mortgage

Document Number	003166/659
Date	Nov 24, 2025
Book Page	3166/659

Lender

Name	EATON COMMUNITY BANK
Type	Bank
Address	CHARLOTTE, MI 48813

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	118 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	114 E LAWRENCE AVE, CHARLOTTE, MI 48813-1560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2863/1177
Date	Aug 24, 2020
Book Page	2863/1177

Lender

Name	EATON FSB
Type	Bank
Address	CHARLOTTE, MI 48813

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,700 (+38.27%)	$194,521 (+29.68%) Land $20,308 Building $174,213
2025	$3,142.00 (+13.39%)
2023		$75,000	$150,000
2022	$2,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T.

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