209 E Franklin St, Monroe, NC 28112 Property Records

Union County property record for 209 E Franklin St, Monroe, NC 28112 · Last verified April 2026

Property Summary

Property Type	Commercial
Lot Size	0.099 acres (4,312 sqft)
Owner	Company Name on File
Tax Bill	$3,327 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-232-005B`

Property Details

APN / Parcel Number

Primary APN	`09-232-005B`

Exterior

Lot Area	4,312 sqft (0.099 acres)

Location & Zoning

Street Address	209 E FRANKLIN ST
City	MONROE
State	NC
Zip	28112-4852
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	#3 FRANCINE STEVENS TERRELL OPCP390 LESS OPCQ483
Legal Subdivision	FRANCINE STEVENS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2011
Census Tract	20501

Owner

Source: Union County records · APN 09-232-005B

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	209 E FRANKLIN ST, MONROE, NC 28112-4852
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	209 E FRANKLIN ST, MONROE, NC 28112-4852
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E FRANKLIN ST, MONROE, NC 28112-4852

Mortgage

Document Number	0008551756
Date	Aug 18, 2022
Book Page	8551/756
Instrument	29345

Lender

Name	AMERICAN BANK OF THE CAROLINAS
Type	Bank
Address	MONROE, NC 28112

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,327.00 (+71.32%)	$321,700 (+112.91%) Land $59,300 Building $262,400	$321,700 (+112.91%) Land $59,300 Building $262,400
2023	$1,942.00	$151,100 Land $37,100 Building $114,000	$151,100 Land $37,100 Building $114,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Monroe Downtown Historic District listed 1988 · 26 contributing resources · NRIS 87002202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.