205 E Franklin St, Monroe, NC 28112 Property Records

Union County property record for 205 E Franklin St, Monroe, NC 28112

Property Summary

Property Type	Commercial
Lot Size	0.033 acres (1,437 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Feb 2022)
Tax Bill	$1,171 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-232-005A`

Property Details

APN / Parcel Number

Primary APN	`09-232-005A`

Exterior

Lot Area	1,437 sqft (0.033 acres)

Location & Zoning

Street Address	205 E FRANKLIN ST
City	MONROE
State	NC
Zip	28112-4852
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	#1 OPCQ977
Legal Subdivision	FRANCINE STEVENS TERRELL
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2011
Census Tract	20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Downtown Historic District listed 1988 · 26 contributing resources · NRIS 87002202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7011 HYDE PARK DR, INDIAN TRAIL, NC 28079-5633
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2022	Correction Deed BARRISTERS TITLE
Feb 7, 2022	Warranty Deed, Transfer BARRISTERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Deed Document Number	20224614
Deed Book / Page	8392 / 312
Last Transfer Date	Feb 1, 2023
Transfer Doc	0000003523
Record Updated	Sep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 16, 2023
Property Address	205 E FRANKLIN ST, MONROE, NC 28112-4852
Document Number	0008656110
Book / Page	8656 / 110
Instrument Date	Oct 20, 2022
Instrument	3522
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7011 HYDE PARK DR, INDIAN TRAIL, NC 28079-5633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7011 HYDE PARK DR, INDIAN TRAIL, NC 28079-5633

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 16, 2023
Property Address	205 E FRANKLIN ST, MONROE, NC 28112-4852
Document Number	0008656112
Book / Page	8656 / 112
Map Reference	CAB Q FILE 483
Instrument Date	Oct 1, 2022
Instrument	3523
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7011 HYDE PARK DR, INDIAN TRAIL, NC 28079-5633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7011 HYDE PARK DR, INDIAN TRAIL, NC 28079-5633

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Apr 12, 2022
Property Address	205 E FRANKLIN ST, MONROE, NC 28112-4852
Document Number	0000845166
Book / Page	8451 / 66
Map Reference	CAB Q FILE 483
Instrument Date	Apr 11, 2022
Instrument	13496
Record Updated	Nov 21, 2023
Title Company	BARRISTERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 E FRANKLIN ST, MONROE, NC 28112-5807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7011 HYDE PARK DR, INDIAN TRAIL, NC 28079-5633
Investor	Possibly a Property Investor

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 7, 2022
Property Address	205 E FRANKLIN ST, MONROE, NC 28112-4852
Document Number	0008392312
Book / Page	8392 / 312
Map Reference	CAB P FILE 390
Instrument Date	Feb 7, 2022
Instrument	4614
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 E FRANKLIN ST, MONROE, NC 28112-5807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7011 HYDE PARK DR, INDIAN TRAIL, NC 28079-5633
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,171.00 (+107.62%)	$113,300 (+158.09%) Land $19,800 Building $93,500	$113,300 (+158.09%) Land $19,800 Building $93,500
2023	$564.00	$43,900 Land $12,400 Building $31,500	$43,900 Land $12,400 Building $31,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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