204 E Campus Ave, Chestertown, MD 21620 Property Records

Kent County property record for 204 E Campus Ave, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,310 sqft · built 1928
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jun 2021)
Tax Bill	$5,746 (2026)
Deeds & Mortgages	Oct 2023 Transfer Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-005228`

Property Details

APN / Parcel Number

Primary APN	`04-005228`
Alternative APNs	`4005228` `005228`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,310 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.402 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005228
Street Address	204 E CAMPUS AVE
City	CHESTERTOWN
State	MD
Zip	21620-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 125X140 204 E CAMPUS AVENUE CHESTERTOWN
Legal Subdivision	BYFORD HEIGHTS ADDITION
Legal Lot Number	204
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2024
Census Tract	950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2127 BIG FALLS DR, WENDELL, NC 27591-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Intrafamily Transfer, Transfer
Jun 17, 2021	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Nov 20, 2008 · Amount on Record
Deed Book / Page	1161 / 286
Last Transfer Date	Jul 10, 2023
Transfer Doc	0013340198
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MD
Recording Date	Oct 10, 2023
Property Address	204 W CAMPUS AVE, CHESTERTOWN, MD 21620-1308
Document Number	0013340198
Book / Page	1334 / 198
Map Reference	LB RRA 9 FO 498
Instrument Date	Jul 10, 2023
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jun 17, 2021
Property Address	204 W CAMPUS AVE, CHESTERTOWN, MD 21620-1308
Document Number	0011610286
Book / Page	1161 / 286
Map Reference	LB RRA 9 FO 498
Instrument Date	Jun 1, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 E CAMPUS AVE, CHESTERTOWN, MD 21620-1604

Mortgage

Document Number	0001161293
Date	Jun 17, 2021
Instrument	1161/293

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,746.00 (+55.76%) Homeowner's exemption	$366,700 (+0.8%)	$372,500 (+2.39%) Land $91,800 Building $280,700
2025	$3,689.00 (+17.75%) Homeowner's exemption	$363,800 (+42.44%) Land $91,800 Building $272,000	$363,800 (-) Land $91,800 Building $272,000
2023	$3,133.00 Homeowner's exemption	$255,400	$363,800 Land $91,800 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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