209 Cypress Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 209 Cypress Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,792 sqft · built 1973
Lot Size	0.14 acres (6,118 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Apr 2021 Sale Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206108A000`

Property Details

APN / Parcel Number

Primary APN	`206108A000`
Alternative APN	`2-050A-5008-00-0030.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,792 sqft Living Area
Gross Area	3,156 sqft
1st Floor Area	2,092 sqft
Basement Area	1,064 sqft
Finished Basement	700 sqft
Unfinished Basement	364 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,118 sqft (0.14 acres)
Lot Dimensions	133 ft deep x 46 ft wide
Porch	Open Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	206108A000
Street Address	209 CYPRESS CT
City	O FALLON
State	MO
Zip	63366-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FLAIR FOREST #3 LOT 30
Legal Subdivision	FLAIR FOREST #3
Legal Lot Number	30
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4001
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 CYPRESS CT, O FALLON, MO 63366-1631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Beneficiary Deed, Transfer
Sep 25, 2017	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 19, 2021
Transfer Doc	0000034236
Record Updated	Sep 20, 2026

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 19, 2021
Property Address	209 CYPRESS CT, O FALLON, MO 63366-1631
Document Number	0000034236
Map Reference	MB 16 PG 45
Instrument Date	Apr 19, 2021
Instrument	2021R-034236
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CYPRESS CT, O FALLON, MO 63366-1631

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	209 CYPRESS CT, O FALLON, MO 63366-1631
Document Number	0068180372
Book / Page	006818 / 000372
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 CYPRESS CT O FALLON MO 633661631, O FALLON, MO 63366-1631

Mortgage

Document Number	0068180372
Date	Oct 4, 2017
Book Page	006818/000372
Instrument	624360

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,782 (-)	$330,434 (-) Land $50,000 Building $280,434
2025	$4,033.00 (+63.74%)	$62,782 (+52.18%)	$330,434 (+52.18%) Land $50,000 Building $280,434
2023		$41,254 (+19.8%)
2022	$2,463.00	$34,437	$217,129 (+19.8%) Land $40,000 Building $177,129
2021			$181,249 Land $40,000 Building $141,249

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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