203 Cypress Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 203 Cypress Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,040 sqft · built 1973
Lot Size0.185 acres (8,064 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Jan 1999)
Tax Bill$2,522 (2024)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN206114A000

Property Details

APN / Parcel Number

Primary APN206114A000
Alternative APN
  • 2-050A-5008-00-0033.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area2,600 sqft
1st Floor Area1,040 sqft
Basement Area1,040 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,064 sqft (0.185 acres)
Lot Dimensions84 ft deep x 96 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number206114A000
Street Address203 CYPRESS CT
CityO FALLON
StateMO
Zip63366-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionFLAIR FOREST #3 LOT 33
Legal SubdivisionFLAIR FOREST #3
Legal Lot Number33
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group4
Census Block4001
Census Tract311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address203 CYPRESS CT, O FALLON, MO 63366-1631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 1999 · Amount on Record
Deed SaleJan 8, 1999 · Amount on Record
Deed Document Number19991926
Deed Book / Page2187 / 424
Last Transfer DateMar 6, 2016
Transfer Doc0065151277
Record UpdatedSep 20, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 21, 2017
Property Address203 CYPRESS CT, O FALLON, MO 63366-1631
Document Number0068412458
Book / Page006841 / 002458
Instrument DateNov 17, 2017
Instrument724800
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3040 MOCKINGBIRD DR ST CHARLES MO 633011273, ST CHARLES, MO 63301-1273

Mortgage

Document Number68412460
DateNov 21, 2017
Book Page006841/002460
Instrument724810
Lender
NameMIDLAND STATES BK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,930 (-)$204,895 (-) Land $50,000 Building $154,895
2025$38,930 (+2.72%)$204,895 (+2.72%) Land $50,000 Building $154,895
2024$2,522.00
2023$37,900
2022$199,475 Land $40,000 Building $159,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

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