209 Cutlass Way, Oldsmar, FL 34677 Property Records

Pinellas County property record for 209 Cutlass Way, Oldsmar, FL 34677

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 3 ba · 1,392 sqft · built 2016
Lot Size	0.37 acres (1,607 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2023)
Tax Bill	$5,008 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-001-070-9954-1`

Property Details

APN / Parcel Number

Primary APN	`C62-001-070-9954-1`
Alternative APNs	`14-28-16-37900-000-0090` `281614379000000090` `R483275`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick/Stone
Lot Area	1,607 sqft (0.37 acres)
View / Lot	Corner
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Account Number	R483275
Street Address	209 CUTLASS WAY
City	OLDSMAR
State	FL
Zip	34677-5222
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	HAYES PARK VILLAGE LOT 9
Legal Range	16E
Legal Township	28S
Legal Section	14
Legal Subdivision	HAYES PARK VILLAGE
Legal Lot Number	9
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2013
Census Tract	27327

Owner

209 Cutlass Way, a planned unit development, is owned and occupied by two individuals who acquired it in May 2026.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 CUTLASS WAY, OLDSMAR, FL 34677-5222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Apr 15, 2016 · Amount on File
Deed Document Number	2023160524
Deed Book / Page	22479 / 517
Last Transfer Date	May 12, 2026
Transfer Doc	0000142537
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 27, 2026
Property Address	209 CUTLASS WAY, OLDSMAR, FL 34677-5222
Document Number	0000142538
Book / Page	23572 / 1821
Instrument Date	May 12, 2026
Instrument	2026142538
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	209 CUTLASS WAY, OLDSMAR, FL 34677-5222
Investor	Possibly a Property Investor

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 27, 2026
Property Address	209 CUTLASS WAY, OLDSMAR, FL 34677-5222
Document Number	0000142537
Book / Page	23572 / 1819
Instrument Date	May 12, 2026
Instrument	2026142537
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CUTLASS WAY, OLDSMAR, FL 34677-5222
Investor	Possibly a Property Investor

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 20, 2023
Property Address	209 CUTLASS WAY, OLDSMAR, FL 34677-5222
Document Number	0224790517
Book / Page	22479 / 517
Map Reference	MB 139 PG 86-92
Instrument Date	Jun 15, 2023
Instrument	2023160524
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	BAXTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 TIPPERARY TRL, SHARPSBURG, GA 30277-3502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 FLORIAN WAY, SPRING HILL, FL 34609-9326

Mortgage

Document Number	0022479519
Date	Jun 20, 2023
Instrument	22479/519

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 209 Cutlass Way was $5,008.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,008.00	$327,402	$333,767 Building $333,767
2023	$3,278.00 (+3.02%) Homeowner's exemption	$229,466 (+3%)	$292,525 (+7.58%) Building $292,525
2022	$3,182.00 Homeowner's exemption	$222,783	$271,924 Building $271,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Cutlass Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 230 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	51 (1988–2024)
Claims Outside the SFHA	17 of 51
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Cutlass Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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