105 Cutlass Way, Oldsmar, FL 34677 Property Records

Pinellas County property record for 105 Cutlass Way, Oldsmar, FL 34677

Property Summary

Property TypePlanned Unit Development
Details3 bd · 3 ba · 1,392 sqft · built 2016
Lot Size0.37 acres (1,603 sqft)
OwnerCompany Name on File
Last Sale$349,000 (Sep 2022)
Tax Bill$6,016 (2025)
Deeds & MortgagesDec 2025 Sale
Sep 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APNC62-001-070-9950-9

Property Details

APN / Parcel Number

Primary APNC62-001-070-9950-9
Alternative APNs
  • 14-28-16-37900-000-0050
  • 281614379000000050
  • R483271

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,392 sqft Living Area
1st Floor Area1,392 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick/Stone
Lot Area1,603 sqft (0.37 acres)
View / LotCorner
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchSlab

Location & Zoning

Account NumberR483271
Street Address105 CUTLASS WAY
CityOLDSMAR
StateFL
Zip34677-5204
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionHAYES PARK VILLAGE LOT 5
Legal Range16E
Legal Township28S
Legal Section14
Legal SubdivisionHAYES PARK VILLAGE
Legal Lot Number5
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2025
Census Tract27327

Owner

105 Cutlass Way, a planned unit development, is owned by a company that bought it in September 2022.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1407 COLUMBIA AVE, PALM HARBOR, FL 34683-3522
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 20, 2022Warranty Deed, Transfer · Conventional Mortgage
WHITNEY BANK
Aug 21, 2020Deed of Trust, Mortgage · VA Mortgage
CREDENCE FUNDING CORPORATION
Nov 4, 2019Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS
Feb 1, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2022 · Amount on File
Deed SaleSep 20, 2022 · Amount on File
Prior SaleFeb 1, 2019 · Amount on File
Deed Document Number2022283596
Deed Book / Page22207 / 370
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 30, 2025
Property Address105 CUTLASS WAY, OLDSMAR, FL 34677-5204
Document Number0234080456
Book / Page23408 / 456
Map ReferenceMB 139 PG 86-92
Instrument DateDec 19, 2025
Instrument2025365240
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1407 COLUMBIA AVE, PALM HARBOR, FL 34683-3522

Transferred To (Grantee/Buyer)

NameVerified Name
Address1407 COLUMBIA AVE, PALM HARBOR, FL 34683-3522

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 20, 2022
Property Address105 CUTLASS WAY, OLDSMAR, FL 34677-5204
Document Number0222070370
Book / Page22207 / 370
Map ReferenceMB 139 PG 86-92
Instrument DateSep 15, 2022
Instrument2022283596
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,443.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address258 HENDRIX AVE SW, 258, ATLANTA, GA 30315-1027

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address105 CUTLASS WAY, OLDSMAR, FL 34677-5204

Mortgage

Document Number0022207372
DateSep 20, 2022
Instrument22207/372
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address105 CUTLASS WAY, OLDSMAR, FL 34677-5204
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 CUTLASS WAY, OLDSMAR, FL 34677-5204

Mortgage

Document Number0211322193
DateAug 21, 2020
Book Page21132/2193
Instrument2020250466
Lender
NameCREDENCE FUNDING CORPORATION
TypeNon-Lending Institution
AddressABERDEEN, MD 21001
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address105 CUTLASS WAY, OLDSMAR, FL 34677-5204
Document Number0207930782
Instrument DateNov 4, 2019
Transaction TypeMortgage
Record UpdatedDec 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 CUTLASS WAY OLDSMAR FL 346775204, OLDSMAR, FL 34677-5204

Mortgage

Document Number0207930782
DateDec 3, 2019
Book Page020793/000782
Instrument385964
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 2, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 1, 2019
Property Address105 CUTLASS WAY, OLDSMAR, FL 34677-5204
Document Number0204152019
Book / Page020415 / 002019
Instrument DateJan 31, 2019
Instrument34523
Transaction TypeTransfer
Record UpdatedFeb 14, 2019
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,792.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 CUTLASS WAY OLDSMAR FL 346775204, OLDSMAR, FL 34677-5204

Mortgage

Document Number204152020
DateFeb 1, 2019
Book Page020415/002020
Instrument34524
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 105 Cutlass Way was $6,016.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,016.00$343,476 Building $343,476$343,476 Building $343,476
2023$4,219.00 Homeowner's exemption$283,437 (+19.19%)$298,261 (+7.5%) Building $298,261
2022Homeowner's exemption Disabled Person's exemption Veteran's exemption$237,795$277,450 Building $277,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Cutlass Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 230 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies230 in force
Nearby Flood Claims51 (1988–2024)
Claims Outside the SFHA17 of 51
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Cutlass Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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