209 Cloverdale Dr, Durham, NC 27703 Property Records

Durham County property record for 209 Cloverdale Dr, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 1999
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$320,000 (Sep 2022)
Tax Bill	$3,591 (2026)
Deeds & Mortgages	Sep 2022 Sale Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0851-68-0195`

Property Details

APN / Parcel Number

Primary APN	`0851-68-0195`
Alternative APNs	`0851-68-01-9561` `085102680195` `167798`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,848 sqft Heated Area
1st Floor Area	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	209 CLOVERDALE DR
City	DURHAM
State	NC
Zip	27703-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.490
Legal Description	RIDGEWD/RIDGEFLD/PH:01/S- B/LT#052 PL:000142-000071
Legal Subdivision	RIDGEWD/RIDGEFLD
Legal Phase	1
Legal Lot Number	52
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1021
Census Tract	1806

Owner

209 Cloverdale Dr is owned by a company that bought it in September 2022.

Source: Durham County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2525 W FRYE RD, 300, CHANDLER, AZ 85224-6287
Owner Type	Company
Vesting	Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 1, 2022	Warranty Deed, Transfer
Jun 28, 2018	Warranty Deed, Transfer · FHA Mortgage MID-ISLAND MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Apr 1, 2022 · Amount on File
Deed Document Number	202236688
Deed Book / Page	9781 / 330
Prior Transfer Date	Nov 30, 2015
Prior Transfer Doc	0078380402
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 14, 2022
Property Address	209 CLOVERDALE DR, DURHAM, NC 27703-2744
Document Number	0097810330
Book / Page	9781 / 330
Map Reference	MB 142 PG 71-74
Instrument Date	Sep 13, 2022
Instrument	2022036688
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	209 CLOVERDALE DR, DURHAM, NC 27703-2744
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090430559
Date	Aug 24, 2020
Book Page	9043/559
Instrument	2020034544

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	209 CLOVERDALE DR, DURHAM, NC 27703-2744
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088110859
Date	Nov 26, 2019
Book Page	8811/859
Instrument	2019044005

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 1, 2022
Property Address	209 CLOVERDALE DR, DURHAM, NC 27703-2744
Document Number	0096580338
Book / Page	9658 / 338
Map Reference	MB 142 PG 71,72&74
Instrument Date	Mar 30, 2022
Instrument	2022013823
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 BENGEL DR, DURHAM, NC 27703-6336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 28, 2018
Property Address	209 CLOVERDALE DR, DURHAM, NC 27703-2744
Document Number	0084550556
Book / Page	8455 / 556
Map Reference	MB142 PG71&72
Instrument Date	May 24, 2018
Instrument	2018022410
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3990 RIVERSIDE PARK BLVD APT 1403, 3990, MACON, GA 31210-1237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CLOVERDALE DR, DURHAM, NC 27703-2744

Mortgage

Document Number	2018022411
Date	Jun 28, 2018
Instrument	2018022411

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 209 Cloverdale Dr was $3,591, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,591.00 (+2.51%)	$353,380 (-) Land $75,000 Building $278,380	$353,380 (-) Land $75,000 Building $278,380
2025	$3,503.00	$353,380 Land $75,000 Building $278,380	$353,380 Land $75,000 Building $278,380
2023	$2,368.00 (+2.33%)	$180,845 Land $36,120 Building $144,725	$180,845 Land $36,120 Building $144,725
2022	$2,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Cloverdale Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1996–2016)
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Cloverdale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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