Durham County property record for 206 Cloverdale Dr, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,014 sqft · built 1999 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,175 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0851-67-1915 |
| Primary APN | 0851-67-1915 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,014 sqft Heated Area |
| 1st Floor Area | 1,984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 206 CLOVERDALE DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 3.490 |
| Legal Description | RIDGEWD/RIDGEFLD/PH:01/S- B/LT#076 PL:000142-000071 |
| Legal Subdivision | RIDGEWD/RIDGEFLD |
| Legal Phase | 1 |
| Legal Lot Number | 76 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 1806 |
206 Cloverdale Dr is owned and occupied by two individuals who acquired it in December 2008.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 CLOVERDALE DR, DURHAM, NC 27703-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2008 |
| Deed Sale | Dec 1, 2008 |
| Prior Sale | Aug 2, 1999 · Amount on File |
| Deed Book / Page | 6100 / 248 |
| Prior Transfer Date | Nov 21, 2008 |
| Prior Transfer Doc | 0061000248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 206 CLOVERDALE DR, DURHAM, NC 27703-2712 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0093990329 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 9399/329 |
| Instrument | 2021036137 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2026 property tax bill for 206 Cloverdale Dr was $3,175, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,175.00 (+2.52%) | $357,484 (-) Land $73,125 Building $284,359 | $357,484 (-) Land $73,125 Building $284,359 |
| 2025 | $3,097.00 | $357,484 Land $73,125 Building $284,359 | $357,484 Land $73,125 Building $284,359 |
| 2023 | $1,782.00 (+2.35%) | $181,055 Land $35,070 Building $145,985 | $181,055 Land $35,070 Building $145,985 |
| 2022 | $1,741.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Cloverdale Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1996–2016) |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Cloverdale Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
5G (outdoors only) and 4G LTE
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