209 Christopher St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 209 Christopher St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	4,159 sqft · built 1920
Lot Size	0.533 acres (23,200 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Oct 2013)
Tax Bill	$43,553 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-04513-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`13-04513-0000-00039`
Alternative APN	`130451300039`

Interior

Stories	2 Stories
Building Area	4,159 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	23,200 sqft (0.533 acres)
Lot Dimensions	200 ft deep x 116 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130451300039
Street Address	209 CHRISTOPHER ST
City	MONTCLAIR
State	NJ
Zip	07042-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	116X200
Legal Block	4513
Legal Lot Number	39
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4006
Census Tract	16500

Owner

Source: Essex County and Montclair Township records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	209 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage WILMINGTON SVGS FUND SOCIETY F
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON SVGS FUND SOCIETY F
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit M & T BK
Jan 8, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2013 · Amount on Record
Deed Sale	Oct 25, 2013 · Amount on Record
Prior Sale	Oct 10, 2013 · Amount on Record
Deed Book / Page	12465 / 3125
Prior Transfer Date	Jun 27, 1988
Prior Transfer Doc	5034000974
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	209 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
Document Number	0000101894
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	SURETY TITLE CORPORATION, SURETY TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 VETERANS SQ MEDIA PA 190633218, MEDIA, PA 19063-3218

Mortgage

Document Number	0000101894
Date	Oct 25, 2019
Instrument	101894

Lender

Name	WILMINGTON SVGS FUND SOCIETY F
Address	500 DELAWARE AVE, WILMINGTON, DE 19801-1490

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	209 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
Document Number	0000101893
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	SURETY TITLE CORPORATION, SURETY TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 VETERANS SQ MEDIA PA 190633218, MEDIA, PA 19063-3218

Mortgage

Document Number	0000101893
Date	Oct 25, 2019
Instrument	101893

Lender

Name	WILMINGTON SVGS FUND SOCIETY F
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	209 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
Document Number	0000084665
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CHRISTOPHER ST MONTCLAIR NJ 070424205, MONTCLAIR, NJ 07042-4205

Mortgage

Document Number	0000084665
Date	Sep 28, 2018
Instrument	84665

Lender

Name	M & T BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 8, 2018
Property Address	209 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
Document Number	0000001307
Instrument Date	Dec 20, 2017
Instrument	1307
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CHRISTOPHER ST MONTCLAIR NJ 070424205, MONTCLAIR, NJ 07042-4205

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,238,700 (-) Land $431,400 Building $807,300	$1,238,700 (-) Land $431,400 Building $807,300
2025	$43,553.00 (+3.32%)	$1,238,700 (-) Land $431,400 Building $807,300	$1,238,700 (-) Land $431,400 Building $807,300
2024	$42,152.00 (+3.5%)
2023		$1,238,700 Land $431,400 Building $807,300	$1,238,700 Land $431,400 Building $807,300
2022	$40,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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