199 Christopher St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 199 Christopher St, Montclair, NJ 07042 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1917
Square Footage2,819 sqft Living Area
Lot Size12,001 sqft (0.276 acres)
OccupancyOwner Occupied
Last Sale$2,900,000 (2025)
Tax Bill$30,002.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-04513-0000-00035
Alternative APN
  • 130451300035

Interior

Building Area2,819 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Construction TypeFrame Construction
Lot Area12,001 sqft (0.276 acres)
Depth X Width200 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130451300035
Street Address199 CHRISTOPHER ST
CityMONTCLAIR
StateNJ
Zip07042-4205
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description60X200
Legal SubdivisionMONTCLAIR TOWNSHIP
Legal Block4513
Legal Lot Number35
JurisdictionESSEX NJ
Minor Civil DivisionMONTCLAIR
Census Blockgroup4
Census Block4006
Census Tract16500

Owner

Source: Essex County and Montclair Township records · APN 13-04513-0000-00035

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address199 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2023Deed, Transfer · Commercial Mortgage
PASQUALE DIGRAVINA
Aug 05, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Apr 04, 2022Deed, Construction Loan · Building or Construction Mortgage
FE FUNDING RAI LLC
Jul 01, 2021Deed, Transfer · Conventional Mortgage
SUNQUEST FUNDING LLC
Oct 25, 2017Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 13, 2025 · Amount on Record
Deed SaleMay 13, 2025 · Amount on Record
Prior SaleAug 03, 2023 · Amount on Record
Deed Doc Number202529845
Record RefreshedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateAug 03, 2023
Property Address199 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
Document Number0000046611
Instrument DateJun 27, 2023
Instrument2023046611
Transaction TypeTransfer
Record UpdatedSep 04, 2023
Title CompanyPRESTIGE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,812.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address199 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205

Transferred To (Grantee/Buyer)

NameVerified Name
Address199 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205

Mortgage

Document Number0000046615
DateAug 03, 2023
Instrument2023046615
Lender
NamePASQUALE DIGRAVINA
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueJul 01, 2024

August 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionESSEX NJ
Recording DateAug 05, 2022
Property Address199 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
Document Number0000073685
Instrument DateJul 26, 2022
Instrument2022073685
Transaction TypeTransfer
Record UpdatedSep 01, 2022
Title CompanyEVIDENT TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,312.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1063 LUBLIN TER, 1063, LAKEWOOD, NJ 08701-3965

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 VALLEY RD, MONTCLAIR, NJ 07042-2339

Mortgage

Document Number0000073686
DateAug 05, 2022
Instrument2022073686
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateAug 01, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.62%
IndexOther
Margin3
Max Rate9.62%

April 2022: Deed, Construction Loan

Document TypeDeed
JurisdictionESSEX NJ
Recording DateApr 04, 2022
Property Address199 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
Document Number0000034100
Instrument DateMar 02, 2022
Instrument2022034100
Transaction TypeConstruction Loan
Record UpdatedApr 25, 2022
Title CompanyJODA ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2 S WILLOW ST, 2, MONTCLAIR, NJ 07042-4157

Transferred To (Grantee/Buyer)

NameVerified Name
Address199 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205

Mortgage

Document Number0000034101
DateApr 04, 2022
Instrument2022034101
Lender
NameFE FUNDING RAI LLC
TypeNon-Lending Institution
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 01, 2023

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJul 01, 2021
Property Address199 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
Document Number2021080165
Instrument DateJun 18, 2021
Instrument2021080165
Transaction TypeTransfer
Record UpdatedOct 25, 2021
Title CompanyFOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address220 MOUNTAIN VIEW DRIVE, 220, SALT SPRING ISLAND XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address199 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205

Mortgage

Document Number0000080166
DateJul 01, 2021
Instrument2021080166
Lender
NameSUNQUEST FUNDING LLC
TypeMortgage Company
AddressCRANFORD, NJ 07016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address199 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
Document Number0000098236
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address199 CHRISTOPHER ST MONTCLAIR NJ 070424205, MONTCLAIR, NJ 07042-4205

Mortgage

Document Number0000098236
DateNov 08, 2017
Instrument98236
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueNov 07, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,336,300 (+56.6%) Land $385,000 Building $951,300$1,336,300 (+56.6%) Land $385,000 Building $951,300
2025$30,002.00 (+3.32%)$853,300 (-13.51%) Land $385,000 Building $468,300$853,300 (-13.51%) Land $385,000 Building $468,300
2024$29,037.00 (-10.49%)
2023$986,600 (-) Land $385,000 Building $601,600$986,600 (-) Land $385,000 Building $601,600
2022$32,439.00 (+1.76%)$986,600 Land $385,000 Building $601,600$986,600 Land $385,000 Building $601,600
2021$31,877.00

Flood & Wildfire

199 Christopher St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Essex County (34013C), updated September 24, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
2nd percentile of exposed land nationally · 6th in New Jersey
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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