209 Christopher Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 209 Christopher Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,860 sqft · built 2019
Lot Size	0.569 acres (24,820 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Aug 2019)
Tax Bill	$2,483 (2026)
Deeds & Mortgages	Oct 2021 Sale Oct 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`43049`

Property Details

APN / Parcel Number

Primary APN	`43049`
Alternative APN	`1343395`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,860 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	24,820 sqft (0.569 acres)
Lot Depth	170 ft Depth
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1343395
Street Address	209 CHRISTOPHER RD
City	SHELBY
State	NC
Zip	28152-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#32 CHRISTOPHER WOODS SD PB17-92 LIFE ESTATE
Legal Subdivision	CHRISTOPHER WOODS
Legal Block	1
Legal Lot Number	83
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2003
Census Tract	951601

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 CHRISTOPHER RD, SHELBY, NC 28152-8227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Warranty Deed, Transfer
Oct 25, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 19, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 19, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 15, 2020	Loan Modification, Mortgage ATTORNEY ONLY
Aug 27, 2019	Warranty Deed, Transfer · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Deed Document Number	2019200029829
Deed Book / Page	1797 / 1592
Last Transfer Date	Oct 20, 2021
Transfer Doc	0018551405
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 25, 2021
Property Address	209 CHRISTOPHER RD, SHELBY, NC 28152-8227
Document Number	0018551407
Book / Page	1855 / 1407
Map Reference	MB 17 PG 92
Instrument Date	Oct 20, 2021
Instrument	200063225
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	209 CHRISTOPHER RD, SHELBY, NC 28152-8227

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 25, 2021
Property Address	209 CHRISTOPHER RD, SHELBY, NC 28152-8227
Document Number	0018551405
Book / Page	1855 / 1405
Map Reference	MB 17 PG 92
Instrument Date	Oct 20, 2021
Instrument	200063224
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 CHRISTOPHER RD, 209, SHELBY, NC 28152-8227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CHRISTOPHER RD, SHELBY, NC 28152-8227

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 12, 2020
Property Address	209 CHRISTOPHER RD, SHELBY, NC 28152-8227
Document Number	0018232325
Book / Page	001823 / 002325
Instrument Date	Oct 1, 2020
Instrument	45394
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	209 CHRISTOPHER RD SHELBY NC 281528227, SHELBY, NC 28152-8227

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 19, 2020
Property Address	209 CHRISTOPHER RD, SHELBY, NC 28152-8227
Document Number	0018151044
Book / Page	001815 / 001044
Instrument Date	Jun 19, 2020
Instrument	40594
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CHRISTOPHER RD SHELBY NC 281528227, SHELBY, NC 28152-8227

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 19, 2020
Property Address	209 CHRISTOPHER RD, SHELBY, NC 28152-8227
Document Number	0018151041
Book / Page	001815 / 001041
Instrument Date	Jun 19, 2020
Instrument	40593
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 WILLIAMSFIELD DR SHELBY NC 281504192, SHELBY, NC 28150-4192

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	209 CHRISTOPHER RD, SHELBY, NC 28152-8227
Document Number	0018151047
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CHRISTOPHER RD SHELBY NC 281528227, SHELBY, NC 28152-8227

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 27, 2019
Property Address	209 CHRISTOPHER RD, SHELBY, NC 28152-8227
Document Number	0017971592
Book / Page	1797 / 1592
Map Reference	MB 17 PG 92
Instrument Date	Aug 27, 2019
Instrument	200029829
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 WILLIAMSFIELD DR, 402, SHELBY, NC 28150-4192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CHRISTOPHER RD, SHELBY, NC 28152-8227

Mortgage

Document Number	0017971595
Date	Aug 27, 2019
Book Page	1797/1595
Instrument	200029830

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company
Address	MONROE, NC 28110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,483.00 (+1.55%)	$385,114 (-) Land $21,666 Building $363,448	$385,114 (-) Land $21,666 Building $363,448
2025	$2,445.00	$385,114 (+49.27%) Land $21,666 Building $363,448	$385,114 (+49.27%) Land $21,666 Building $363,448
2023		$257,993 Land $17,797 Building $240,196	$257,993 Land $17,797 Building $240,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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