207 Christopher Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 207 Christopher Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,962 sqft · built 2019
Lot Size	0.615 acres (26,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,000 (Jul 2019)
Tax Bill	$2,411 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43050`

Property Details

APN / Parcel Number

Primary APN	`43050`
Alternative APN	`1325110`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,962 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	26,790 sqft (0.615 acres)
Lot Dimensions	190 ft deep x 141 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1325110
Street Address	207 CHRISTOPHER RD
City	SHELBY
State	NC
Zip	28152-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#33 CHRISTOPHER WOODS SD
Legal Subdivision	CHRISTOPHER WOODS
Legal Block	1
Legal Lot Number	84
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2003
Census Tract	951601

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 CHRISTOPHER RD, SHELBY, NC 28152-8227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	2019200028401
Deed Book / Page	1795 / 440
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 17, 2019
Property Address	207 CHRISTOPHER RD, SHELBY, NC 28152-8227
Document Number	0017950440
Book / Page	001795 / 000440
Instrument Date	Jul 16, 2019
Instrument	28401
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 CHRISTOPHER RD SHELBY NC 28152, SHELBY, NC 28152

Mortgage

Document Number	17950443
Date	Jul 17, 2019
Book Page	001795/000443
Instrument	28402

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2034

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,411.00 (+1.64%)	$373,672 (-) Land $21,714 Building $351,958	$373,672 (-) Land $21,714 Building $351,958
2025	$2,372.00	$373,672 (+37.34%) Land $21,714 Building $351,958	$373,672 (+37.34%) Land $21,714 Building $351,958
2023		$272,078 Land $17,836 Building $254,242	$272,078 Land $17,836 Building $254,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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