209 Central Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 209 Central Ave, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,224 sqft · built 1894
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Mar 2020)
Tax Bill$18,382 (2026)
Deeds & MortgagesJun 2022 Transfer
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN551400 146-6-2-63

Property Details

APN / Parcel Number

Primary APN551400 146-6-2-63
Alternative APN
  • 140014600600020630000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,224 sqft Living Area
1st Floor Area1,498 sqft
2nd Floor Area726 sqft
Upper Floors Area144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Architectural StyleColonial
Exterior MaterialStucco
Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address209 CENTRAL AVE
CityRYE
StateNY
Zip10580-1653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal Block2
Legal Lot Number63.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group3
Census Block3012
Census Tract7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address209 CENTRAL AVE, RYE, NY 10580-1653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Intrafamily Transfer, Transfer
Dec 16, 2019Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2020 · Amount on Record
Deed SaleMar 2, 2020 · Amount on Record
Prior SaleDec 16, 2019 · Amount on Record
Deed Document Number2020600443434
Last Transfer DateJun 22, 2022
Transfer Doc0000003351
Record UpdatedOct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTCHESTER NY
Recording DateJun 23, 2022
Property Address209 CENTRAL AVE, RYE, NY 10580-1653
Document Number0621733351
Map ReferenceMAP 2176
Instrument DateJun 22, 2022
Instrument621733351
Transaction TypeTransfer
Record UpdatedJun 29, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address209 CENTRAL AVE, 209, RYE, NY 10580-1653

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 CENTRAL AVE, RYE, NY 10580-1653

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionWESTCHESTER NY
Recording DateDec 16, 2019
Property Address209 CENTRAL AVE, RYE, NY 10580-1653
Document Number0593093559
Map ReferenceMAP 2176
Instrument DateNov 14, 2019
Instrument593093559
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyFUTURE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,562.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 CENTRAL AVE, 209, RYE, NY 10580-1653

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 PURCHASE ST APT F, F, RYE, NY 10580-2148

Mortgage

Document Number0593193158
DateDec 16, 2019
Instrument593193158
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,382.00 (+8.95%)
2025$16,872.00$14,500 (-) Land $4,500 Building $10,000$1,228,814 (+6.78%) Land $381,356 Building $847,458
2024$14,500 (-) Land $4,500 Building $10,000$1,150,794 (+2.38%) Land $357,143 Building $793,651
2023$14,500 Land $4,500 Building $10,000$1,124,031 Land $348,837 Building $775,194

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims24 (1978–2023)
Claims Outside the SFHA18 of 24
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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