199 Central Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 199 Central Ave, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,709 sqft · built 1992
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$1,575,000 (May 2023)
Tax Bill$19,966 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN551400 146-6-2-66

Property Details

APN / Parcel Number

Primary APN551400 146-6-2-66
Alternative APN
  • 140014600600020660000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,709 sqft Living Area
1st Floor Area1,365 sqft
2nd Floor Area1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialWood
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address199 CENTRAL AVE
CityRYE
StateNY
Zip10580-1668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Block2
Legal Lot Number66.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group3
Census Block3012
Census Tract7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address199 CENTRAL AVE, RYE, NY 10580-1668
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 16, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2023 · Amount on Record
Deed SaleMay 16, 2023 · Amount on Record
Prior SaleJul 28, 2008 · Amount on Record
Deed Document Number20233130
Record UpdatedOct 29, 2026

May 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateMay 16, 2023
Property Address199 CENTRAL AVE, RYE, NY 10580-1668
Document Number0631223130
Instrument DateMay 9, 2023
Instrument631223130
Transaction TypeTransfer
Record UpdatedFeb 15, 2024
Title CompanyGREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address300 MARTINE AVE, WHITE PLAINS, NY 10601-3459

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 DRCHARD DR, RYE, NY 10580

Mortgage

Document Number0631353153
DateMay 16, 2023
Instrument631353153
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

May 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateMay 16, 2023
Property Address199 CENTRAL AVE, RYE, NY 10580-1668
Document Number0631223130
Instrument DateMay 9, 2023
Instrument631223130
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyGREAT AMER TITLE AGENCY INC, GREAT AMERICAN TTL AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address300 MARTINE AVE, WHITE PLAINS, NY 10601-3459

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 DRCHARD DR, RYE, NY 10580

Mortgage

Document Number0631353153
DateMay 16, 2023
Instrument631353153
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,966.00 (+8.95%)
2025$18,326.00$15,750 (-) Land $5,000 Building $10,750$1,334,746 (+6.78%) Land $423,729 Building $911,017
2024$15,750 (-) Land $5,000 Building $10,750$1,250,000 (+2.38%) Land $396,825 Building $853,175
2023$15,750 Land $5,000 Building $10,750$1,220,930 Land $387,597 Building $833,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims24 (1978–2023)
Claims Outside the SFHA18 of 24
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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