Manatee County property record for 209 78th St, Holmes Beach, FL 34217
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,091 sqft · built 1972 |
| Lot Size | 0.184 acres (8,008 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $19,992 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2020 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 71560-0005-9 |
| Primary APN | 71560-0005-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,091 sqft Living Area |
| Gross Area | 2,677 sqft |
| 1st Floor Area | 2,091 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,008 sqft (0.184 acres) |
| Lot Dimensions | 104 ft deep x 182 ft wide |
| View / Lot | Island |
| Garage Type | Carport |
| Garage Area | 230 sqft |
| Carport | Carport |
| Carport Area | 230 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 209 78TH ST |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-1049 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | HB_R-2 |
| Legal Description | LOT 5 BLK C BAY PALMS PI#71560.0005/9 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 20 |
| Legal Subdivision | BAY PALMS ADDITION |
| Legal Tract | 07155600 |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1802 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7704 PALM DR, HOLMES BEACH, FL 34217-1032 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 27, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 22, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 21, 2023 |
| Transfer Doc | 0000068357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 27, 2023 |
| Property Address | 209 78TH ST, HOLMES BEACH, FL 34217-1049 |
| Document Number | 0041068357 |
| Map Reference | MB 7 PG 36 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 202341068357 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 78TH ST, HOLMES BEACH, FL 34217-1049 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 78TH ST, HOLMES BEACH, FL 34217-1049 |
| Document Number | 0041068358 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 202341068358 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 14, 2020 |
| Property Address | 209 78TH ST, HOLMES BEACH, FL 34217-1049 |
| Document Number | 0041071651 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 41071651 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2386 VERDMONT CT CAPE CORAL FL 339913064, CAPE CORAL, FL 33991-3064 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 22, 2020 |
| Property Address | 209 78TH ST, HOLMES BEACH, FL 34217-1049 |
| Document Number | 0041062655 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 41062655 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2386 VERDMONT CT CAPE CORAL FL 339913064, CAPE CORAL, FL 33991-3064 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,163,012 (-6.69%) Land $829,260 Building $333,752 | $1,163,012 (-6.69%) Land $829,260 Building $333,752 | |
| 2025 | $19,992.00 (-1.2%) | $1,246,450 (+3.07%) Land $829,260 Building $417,190 | $1,246,450 (+3.07%) Land $829,260 Building $417,190 |
| 2024 | $20,235.00 (+34.82%) | ||
| 2023 | $15,009.00 (+23.12%) | $1,209,305 (+44.75%) Land $773,976 Building $435,329 | $1,209,305 (+44.75%) Land $773,976 Building $435,329 |
| 2022 | $12,191.00 | $835,463 Land $455,280 Building $380,183 | $835,463 Land $455,280 Building $380,183 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 513 units insured incl. 182 condo units |
| Nearby Flood Claims | 272 (2017–2024) |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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