Manatee County property record for 204 78th St, Holmes Beach, FL 34217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,484 sqft · built 1955 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $442,000 (Jun 2004) |
| Tax Bill | $12,332 (2025) |
| Deeds & Mortgages | Feb 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 71554-0000-0 |
| Primary APN | 71554-0000-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 80 ft deep x 60 ft wide |
| View / Lot | Island |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 204 78TH ST |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB_R-2 |
| Legal Description | LOT 6 BLK B REVISED PLAT OF BAY PALMS ADDITION PI#71554.0000/0 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 20 |
| Legal Subdivision | REVISED PLAT OF BAY PALMS ADD |
| Legal Tract | 07155000 |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1802 |
204 78th St is owner-occupied and held in a trust since June 2004.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 8817 11TH AVENUE TER NW, BRADENTON, FL 34209-9663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2004 · Amount on File |
| Deed Sale | Jun 29, 2004 · Amount on File |
| Prior Sale | Jul 18, 2001 · Amount on File |
| Deed Document Number | 20041978153 |
| Deed Book / Page | 1937 / 5832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Feb 22, 2022 |
| Property Address | 204 78TH ST, HOLMES BEACH, FL 34217-1048 |
| Document Number | 0041023991 |
| Map Reference | MB 7 PG 36 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 202241023991 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 8817 11TH AVENUE TER NW, BRADENTON, FL 34209-9663 |
The 2025 property tax bill for 204 78th St was $12,332 with a senior citizen's exemption, up 1.7% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $739,052 (-19.59%) | $919,147 (-) Land $615,910 Building $303,237 | |
| 2025 | $12,332.00 (+1.66%) | $919,147 Land $615,910 Building $303,237 | $919,147 Land $615,910 Building $303,237 |
| 2024 | $12,131.00 (+7.98%) | ||
| 2023 | $11,235.00 (+22.31%) | $929,060 (+39.37%) Land $573,750 Building $355,310 | $929,060 (+39.37%) Land $573,750 Building $355,310 |
| 2022 | $9,186.00 | $666,606 Land $341,200 Building $325,406 | $666,606 Land $341,200 Building $325,406 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 78th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 513 units insured incl. 182 condo units |
| Nearby Flood Claims | 272 (2017–2024) |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 78th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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