209 4th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 209 4th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.166 acres (7,259 sqft)
Owner	Individual Name on Record
Last Sale	$118,900 (Jun 2012)
Tax Bill	$2,792 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.00548.00`

Property Details

APN / Parcel Number

Primary APN	`17.00548.00`

Exterior

Lot Area	7,259 sqft (0.166 acres)

Location & Zoning

Street Address	209 4TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 WRIGHT & BENSEN'S SUBD OF BLKS LOT-008 BLOCK-004 SUBJ TO EASMNT ON WLY 10 FT TO HWY 23
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	WRIGHT & BENSEN'S SUBD OF BLKS
Legal Block	4
Legal Lot Number	8
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5044
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 4TH AVE SE, SAINT CLOUD, MN 56304-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2019	Intrafamily Transfer, Transfer TRUSTONE FINANCIAL FCU
Mar 30, 2017	Deed of Trust, Mortgage TRUSTONE FINANCIAL FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2012 · Amount on Record
Deed Sale	Jun 1, 2012 · Amount on Record
Deed Document Number	2012389024
Last Transfer Date	Dec 3, 2018
Transfer Doc	433649
Record Updated	Sep 20, 2026

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MN
Recording Date	Jan 7, 2019
Property Address	209 4TH AVE SE, SAINT CLOUD, MN 56304-1001
Document Number	433649
Instrument Date	Dec 3, 2018
Instrument	433649
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 4TH AVE SE, SAINT CLOUD, MN 56304-1001

Mortgage

Document Number	433648
Date	Jan 7, 2019
Instrument	433648

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Nov 30, 2028

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	209 4TH AVE SE, SAINT CLOUD, MN 56304-1001
Transaction Type	Mortgage
Record Updated	Apr 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 421786
Date	Mar 30, 2017
Instrument	421786

Lender

Name	TRUSTONE FINANCIAL FEDERAL CREDIT UNION
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 29, 2027

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,792.00 (+10.97%) Homeowner's exemption	$188,500 (+8.58%) Land $25,000 Building $163,500	$188,500 (+8.58%) Land $25,000 Building $163,500
2025	$2,516.00 (-1.02%) Homeowner's exemption	$173,600 (+3.21%) Land $25,000 Building $148,600	$173,600 (+3.21%) Land $25,000 Building $148,600
2023	$2,542.00	$168,200 Land $25,000 Building $143,200	$168,200 Land $25,000 Building $143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

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