201 4th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 201 4th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.166 acres (7,259 sqft)
Owner	Individual Name on Record
Last Sale	$299,650 (Mar 2018)
Tax Bill	$3,390 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.00546.00`

Property Details

APN / Parcel Number

Primary APN	`17.00546.00`

Exterior

Lot Area	7,259 sqft (0.166 acres)

Location & Zoning

Street Address	201 4TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 WRIGHT & BENSEN'S SUBD OF BLKS LOT-006 BLOCK-004 SUBJ TO EASMNT ON WLY 10 FT TO HWY 23
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	WRIGHT & BENSEN'S SUBD OF BLKS
Legal Block	4
Legal Lot Number	6
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5044
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	201 4TH AVE SE, SAINT CLOUD, MN 56304-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 25, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 4, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	2018428248
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	201 4TH AVE SE, SAINT CLOUD, MN 56304-1001
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 4TH AVE SE, SAINT CLOUD, MN 56304-1001

Mortgage

Document Number	0000470745
Date	Mar 8, 2024
Instrument	470745

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Mar 1, 2048

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	201 4TH AVE SE, SAINT CLOUD, MN 56304-1001
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 4TH AVE SE, SAINT CLOUD, MN 56304-1001

Mortgage

Document Number	0000461939
Date	Jul 25, 2022
Instrument	461939

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Mar 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	201 4TH AVE SE, SAINT CLOUD, MN 56304-1001
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 4TH AVE SE, SAINT CLOUD, MN 56304-1001

Mortgage

Document Number	449561
Date	Feb 4, 2021
Instrument	449561

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Mar 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 13, 2018
Property Address	201 4TH AVE SE, SAINT CLOUD, MN 56304-1001
Document Number	428248
Instrument Date	Feb 1, 2018
Instrument	428248
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,390.00 (-66.23%) Homeowner's exemption	$199,700 (+10.51%) Land $25,000 Building $174,700	$199,700 (+10.51%) Land $25,000 Building $174,700
2023	$10,038.00	$180,700 Land $25,000 Building $155,700	$180,700 Land $25,000 Building $155,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

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