20898 W Thomas Rd, Buckeye, AZ 85396 Property Records

Maricopa County property record for 20898 W Thomas Rd, Buckeye, AZ 85396

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,029 sqft · built 2020
Lot Size	0.075 acres (3,268 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2026)
Tax Bill	$2,602 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`502-77-338`

Property Details

APN / Parcel Number

Primary APN	`502-77-338`
Alternative APN	`502773381`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,029 sqft Living Area
Gross Area	2,179 sqft
1st Floor Area	772 sqft
2nd Floor Area	1,257 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Roof Material	Concrete
Lot Area	3,268 sqft (0.075 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	20898 W THOMAS RD
City	BUCKEYE
State	AZ
Zip	85396-1569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	VERRADO PARCEL 3.304 MCR 780-33
Legal Subdivision	VERRADO PARCEL 3.304
Legal Lot Number	417
Jurisdiction	MARICOPA AZ
Township / Civil Division	BUCKEYE
Census Block Group	1
Census Block	1025
Census Tract	50620

Owner

20898 W Thomas Rd is owned and occupied by an individual who bought it in June 2026.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20898 W THOMAS RD, BUCKEYE, AZ 85396-1569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC
Jun 5, 2026	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Dec 24, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage NFM LENDING
Dec 27, 2019	Loan Modification, Mortgage PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Jul 2, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Dec 24, 2020 · Amount on File
Deed Document Number	2026341151
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20898 W THOMAS RD, BUCKEYE, AZ 85396-1569
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20898 W THOMAS RD, BUCKEYE, AZ 85396-1569

Mortgage

Document Number	0000124178
Date	Feb 10, 2022
Instrument	20220124178

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 5, 2026
Property Address	20898 W THOMAS RD, BUCKEYE, AZ 85396-1569
Document Number	0000341151
Instrument Date	May 29, 2026
Instrument	2026341151
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20898 W THOMAS RD, BUCKEYE, AZ 85396-1569

Mortgage

Document Number	0000341152,
Date	Jun 5, 2026
Instrument	2026341152

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 24, 2020
Property Address	20898 W THOMAS RD, BUCKEYE, AZ 85396-1569
Document Number	0001275905
Map Reference	MB 780 PG 33
Instrument Date	Dec 15, 2020
Instrument	20201275905
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 E MCDOWELL RD # RD101, 4220, MESA, AZ 85215-9743

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20898 W THOMAS RD, BUCKEYE, AZ 85396-1569

Mortgage

Document Number	0001275906
Date	Dec 24, 2020
Instrument	20201275906

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	20898 W THOMAS RD, BUCKEYE, AZ 85396-1569
Document Number	0001052044
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	660 NEWPORT CENTER DR #300 NEWPORT BEACH CA 926606499, 300, NEWPORT BEACH, CA 92660-6499

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 2, 2018
Property Address	20898 W THOMAS RD, BUCKEYE, AZ 85396-1569
Document Number	0000504430
Instrument Date	Jul 2, 2018
Instrument	504430
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$2,584.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20898 W THOMAS RD BUCKEYE AZ 853961569, BUCKEYE, AZ 85396-1569

Tax Assessment & Valuation

The 2025 property tax bill for 20898 W Thomas Rd was $2,602.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Buckeye City
Secondary School District	Agua Fria Union High School District (09 - 12)
Elementary School District	Litchfield Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,620 (+75.85%)	$346,200 (-5.15%) Land $69,200 Building $277,000
2025	$2,602.00	$19,687 (-48.21%)	$365,000 (-3.97%) Land $73,000 Building $292,000
2024		$38,010	$380,100 Land $76,000 Building $304,100
2023	$2,397.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20898 W Thomas Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20898 W Thomas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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